Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
Nervous about making a bike insurance claim? Following these simple steps will ensure a faster, speedier and easier process:
1. Contact your two wheeler insurance company
Get in touch with your insurance company at your earliest to register the claim. Not doing so can lead to complications in the claim process!
2. Lodge an FIR
If your two wheeler has been stolen or been in a major accident, you should file an FIR at the nearest police station. it speeds up your claim approval and is a mandatory document for initiating the claim settlement process!
3. Damage evaluation
In the case of an accident or accidental damage, you should also have the damage evaluated immediately by a professional at a garage, preferably an authorized garage of your insurance company. This will make you eligible for cashless benefits at the garage.
4. Settling claim via Reimbursement
Pay the service centre to initiate the claim process. Fill the relevant forms and submit the required set of documents to ensure a quick, hassle-free and streamlined claim settlement!
A comprehensive cover not only financially secures the third party against accidental damage, injury and death caused by the insured two wheeler, it also extends the same benefits to the insured bike as well. The following are the necessary documents that you need to submit for a fast and easy claims process:
A considerable number of claims, including two wheeler insurance claims, are often not settled or delayed because of the lack of an organized claims settlement process. Sometimes, claims are held up in documentation resulting in delays and even rejection. Coverfox is well equipped with a dedicated claim team, which comprises of professionals who are skilled to guide you with a quick and hassle-free claim settlement process.
Whether it is the case of third party liability, theft or of own damage, inform the insurance company as soon as possible after the incident happens. You should intimate the insurance company by reaching out to them on their Toll-free number, which is available on their website. In case of own damage, you need to take an appointment with the surveyor, and submit the required documents to the surveyor. Thereon, on acceptance of your claim, you can get your bike repaired at their authorized garage to opt for a cashless facility. Alternatively, you can get it repaired from any garage and produce the repair bills to get the reimbursement.
In case of bike theft, immediately contact your insurer on their toll-free number, and intimate about the bike theft. Once you have intimated the company about the loss, lodge the claim with a duly signed claim form. You need to give your bike original keys with a copy of your driving license, RC book, and policy document. Insurance companies also ask for Police FIR copy along with the “No Trace Report” of the insured bike from the Police.
Bike accident can cause bodily injury, disability, or even death. Accident also causes damage to the bike, and/or any third party property.
