The process of Aadhaar e-Signature involves four main entities: the Signer (user), the Application Service Provider (ASP), the eSign Service Provider (ESP), and the Certifying Authority (CA), which is regulated by the Controller of Certifying Authorities (CCA).
1. Initiation and Consent
The signer receives a document from an Application Service Provider (ASP) (e.g., a bank or government portal) and provides consent to sign it electronically using Aadhaar eSign.
2. Authentication
The signer is redirected to a secure page hosted by an eSign Service Provider (ESP), where they enter their 12-digit Aadhaar number or Virtual ID (VID). The ESP sends this information to the Unique Identification Authority of India (UIDAI) for identity verification.
3. Verification (OTP/Biometric)
UIDAI verifies the user's identity through a One-Time Password (OTP) sent to their Aadhaar-registered mobile number or email address. Alternatively, biometric authentication (fingerprint or iris scan) can be used.
4. Digital Signature Generation
Upon successful verification, the ESP generates a temporary, secure key pair (public and private keys) for the user. The private key is used to digitally sign the document's unique "hash" (a digital fingerprint of the document content), ensuring data integrity. The private key is destroyed immediately after a one-time use to prevent misuse.
5. Document Affixture and Delivery
An Electronic Signature Certificate (ESC) is issued by a licensed Certifying Authority (CA) and, along with the encrypted hash, is affixed to the document by the ASP. The signed, tamper-proof document is then sent to all relevant parties (usually via email/SMS) along with an audit trail of the signing process.