Aadhaar card is a unique identification number that is provided to every resident of India. Residents are given an Aadhaar card after a process of verification that is laid down by the Unique Identification Authority of India (UIDAI). Aadhaar is the world’s most efficient and most used ID system. It is not only authentic but also non-duplicable, which is one of the reasons that make it the world’s largest ID system.
The benefits of an Aadhar card are immense. An Aadhar card links you to various schemes, subsidiaries and services from the government. It is a card that is your official proof of identity and is used for various purposes, in almost all walks of life.
Along with making it mandatory for individuals to link their Aadhaar card with their mobile number, insurance plans and pan card, the government has also made it compulsory for linking your Aadhar card with your bank account number. This is to facilitate transactions like withdrawing and depositing money or cheques by making it more personalised and secured. It makes it easier for the government to track it and provide individuals with various benefits like schemes and subsidiaries that provide credit directly to their bank account.
Punjab National Bank is a multinational financial service company based in New Delhi, India. It has several branches all over India. For linking your Aadhaar card with your account at Punjab National Bank, it is a convenient process.
Internet Banking allows customers to carry further or initiate a transaction through their mobile phones or computers. It has become widespread as it reduces the customers physical movement to go to banks and do their transactions. This enables customers to be in virtual contact with the bank on a daily-basis.
The benefits of Internet banking are a lot. One can easily pay their bills online, purchase items, order food as well as transfer money between two accounts. The list is never ending, since this age is known as the age of technology.
If you access your Punjab National Bank account through internet banking, you can follow the below steps to link your Aadhaar with your bank account number.
Given below are the steps to link your Aadhaar number with your Punjab National Bank account through internet banking (online):
Visit the Punjab National Bank website.
Select on Retail or Corporate internet banking.
Type your ID and password
Select ‘Requests’ in the ‘Services’ option.
Click on ‘Aadhaar Linking with Bank Account’.
Type your Aadhaar number two times.
Click submit.
When the process is verified and successfully validated, you will receive a confirmation message from the bank.
The government has made it compulsory for citizens to link their Aadhaar to their bank account, ration card, pan card, voter ID and all such proofs. Existing as well as new account holders need to link their Aadhaar with their bank.
Linking your Aadhaar with your bank account number can lead to many benefits. The government of India runs many services and social welfare scheme payments that an individual can benefit once he has linked his Aadhaar to his bank account. Some schemes that you are eligible for is the scholarship, Tribal Welfare Schemes, Mahatma Gandhi National Rural Employment Guarantee, Commodities at subsidised rates, Direct Benefits Transfer (DBTL) and countrywide access through linkage of Aadhaar to your bank account.
This facility is available to all the account holders of PNB. Follow the below simple steps to use OTP based Aadhaar seeding:
Under the e-services tab on the official PNB website, click on the OTP based Aadhaar seeding
Click on the same and enter your account no. in the blank space provided
Click on the ‘continue’ button
Type the OTP and the Captcha
Then press on ‘Validate’
You will then be redirected to another page asking for Aadhaar number
Click on the ‘continue’ button after entering the OTP that you receive on your registered mobile number
Enter ‘Validate’
You will get to view your personal details along with the Aadhaar number registered to your PNB account on successful validation
Punjab National Bank Account holders who have their mobile number updated with the bank, can use this facility.
From your mobile number that is in the banks record, send SMS AADHAAR to 5607040.
When the bank receives it, it begins the seeding process.
Once the linking is done, you will receive a message stating the same.
You can visit any nearby Punjab National Bank ATM and follow the steps given below to link your Aadhaar with your account number.
Go to a PNB ATM and swipe in your debit card.
Enter your pin.
In options, select ‘other services’ and click on Aadhaar number registration.
Enter your Aadhaar number.
Click on proceed.
Re-enter your Aadhaar number.
Click on proceed.
Select the type of account- savings or current.
A successful completion of process message will be displayed on the screen.
Not everyone is well versed with technology and therefore linking Aadhaar via the offline mode is an option provided too. To link your Aadhaar number with your Punjab National Bank account you need to visit a nearby branch.
Go to Punjab National Bank branch where your account is being maintained and fill in the application form for linking Aadhaar with bank account.
Check if you have filled everything accurately.
Submit with a self-attested copy of your Aadhaar card.
For verification, you need to have your original Aadhaar card and bank account passbook.
Once this process is finished and the linking is done, the bank will send a confirmation message to the applicant via email or SMS.
How can I link my Aadhaar card with Punjab National Bank account online?
You can link your Aadhaar card with Punjab National Bank account online through internet banking. All you need to do is log in to the official website of PNB. Click on update Aadhaar and enter the requisite details.
How can I link my Aadhaar card with Punjab National Bank Account PPF Account?
The Aadhar Card needs to be linked to your PNB PPF Account through any PNB Branch or through the internet banking or through any PNB ATM.
How can I link my Aadhaar card with Punjab National Bank Account?
You can link your Aadhaar card with Punjab National Bank account in two ways- online and offline. Through online you can use internet banking, mobile apps and through offline you can use ATM, SMS banking or by visiting the nearest Punjab National Bank branch.
How can I check if my Aadhaar number is linked with bank account?
Go to the UIDAI’s official website and click on ‘Check Aadhaar Linked Bank Account’. Type your 12-digit Aadhaar number and enter the OTP you receive. The screen will then display if your Aadhar number has been linked or not. You can also dial 9999*1# from your mobile number that is registered with your bank, enter your Aadhaar number and confirm. You will be able to see the bank name with which your Aadhaar is linked.
What is the number to check balance in Punjab National Bank account?
You can give a missed call from your registered mobile number on the following numbers; toll free number- 18001802223 or tolled number-01202303090. You will receive your account balance details by SMS.
How can I check my Punjab National Bank Account balance through SMS?
Type BAL (SPACE) 16-digit account number and sent it to 5607040.
How can I change my registered mobile number in Punjab National Bank Account?
The registered mobile number can be updated in your PNB Account either by submitting a form in any Punjab National Bank Branch or through internet banking. However, for registering the mobile number for the first time, you need to visit the branch and submit the form physically.
How can I link my credit card to my Punjab National Bank account
Your credit card can be linked to your PNB Account by submitting the details of the same through internet banking. The tabs marked with an * are mandatory. Once the details have been successfully submitted, the credit card is linked to your PBN Bank Account number within 48 hours.
How do I add another account to my Punjab National Bank net banking?
All the PNB accounts across all branches can be added to your existing internet banking provided they have the same customer id. The request for adding all the accounts can be submitted in any PNB Branch in the specified format or it can be done online under the “add more accounts” tab.
How can I link my Punjab National Bank account to my PAN card?
You can link you PAN card to your Punjab National Bank account online and offline. For linking it online login to your internet banking account and type your ID and password. Select the request option and add your Pan card details. Type your Pan number and click continue. Once this process is completed, you will receive a confirmation from the bank. For offline, visit the Punjab National Bank where you have your account and fill in your details in the Pan card updating form. Make no mistakes, once finished you may submit the form to the bank. Carry your original Pan card along too. You will receive an update through SMS or email when your Pan card is linked to your account.
How can I check my Punjab National Bank KYC status?
The KYC status of your PNB Account can be checked either through the internet banking or by visiting any branch physically.