The 12-digit dynamic Aadhaar number assigned to every citizen of India, including Non-Resident Indians (NRIs), is a proof of identity and residence. However, as opposed to the popular misconception, it is not a proof of citizenship. It comprises of essential personal information like name, permanent residential address, biometric data, etc.
The objective behind Aadhaar card was to enable the Government of India to maintain a database of personal details of Indian residents, similar to the Social Security System in the U.S. This service benefits the Indian residents by making them eligible to make the most of the benefits of government schemes like DBT (Direct Benefit Transfer), among others.
It is now mandatory for every citizen to link their Aadhaar card with their bank accounts. The Indian Government has asked everyone to link Aadhaar card with their existing bank accounts, without which bank account holders will not be eligible for their services.
Following the mandate issued by the government, Kotak Mahindra Bank has set up a user-friendly and seamless process to enable old and new customers link bank accounts to their Aadhaar card. The linking process is not just restricted to offline and online methods. There are 5 options that their account holders can select from, as per their convenience.
Now let’s look at the process to be followed for each of these above options for linking Aadhaar Card with Kotak Mahindra Bank account.
Internet Banking has emerged as one of the most popular and preferred platforms, especially for new generation users. Therefore, like most leading banks, accountholders of Kotak Mahindra Bank can also linktheir Aadhaar Card through Internet Banking, without any charges. The following are the steps that have to be followed for Kotak Mahindra Bank linking to Aadhaar Card.
If you prefer the online linking option for Kotak Mahindra Bank linking to Aadhaar card, you can do so through the official website of Kotak Mahindra Bank. All you need to do is click a few buttons of your PC or laptop to complete the linking process.
If you prefer the online Aadhaar card linking option, follow these steps to complete the process.
Mobile Banking enables banks to offer a wide range of banking services through their mobile application. This enables their accountholders to avail these services irrespective of their location across the globe, provided they have internet connectivity.
For linking Kotak Mahindra Bank to Aadhaar card through the mobile application of the bank, you have to follow these steps:
For those who prefer the offline method over all the other options, you have to visit any Kotak Mahindra Bank branches as per your convenience to initiate and complete the linking process. Follow these steps for the offline process of Kotak Mahindra Bank linking to Aadhaar card:
Linking account at Kotak Mahindra Bank to Aadhaar card can be done through SMS as well. It blends the convenience of the offline linking process and the benefit of Aadhaar seeding via the Mobile Banking, which can be done irrespective of the location and even while on the move. However, you can opt for this method only when your mobile is registered with Kotak Mahindra Bank. If your mobile number is not registered with UIDAI, you have to get it registered first and then avail this option. Your message will be free of charges.
You can opt for linking your account at Kotak Mahindra Bank to Aadhaar card through an SMS through these simple steps:
How can I link my Aadhaar card with Kotak Mahindra Bank Account online?
To link Kotak Mahindra Bank account with Aadhaar online, the following steps need to be followed:
How can I link Aadhaar with bank account?
You can select any of the following methods for linking Kotak Mahindra Bank account to Aadhaar card.
How can I link my Aadhaar card with Kotak Mahindra Bank PPF account?
You can opt for any of these methods for linking Kotak Mahindra Bank PPF account to Aadhaar card.
What is Aadhaar seeding in Kotak Mahindra Bank Account app?
You can link your Kotak Mahindra Bank account to Aadhaar card through the bank’s mobile application through these simple steps:
How can I check whether my Aadhaar number has been successfully linked with bank account?
Check Aadhaar linking status through NetBanking
Check Aadhaar linking status by visiting UIDAI’s official website
Check Aadhaar linking status by dialling 9999*1# Service from your Mobile
What is the number to check balance in Kotak Mahindra Bank Account?
You can check the current balance in your Kotak Mahindra Bank account by calling from your registered mobile number on this toll-free number - 1800 274 0110. You will instantly receive an SMS informing you about your balance.
How can I check my Kotak Mahindra Bank Account balance through SMS?
You can check the existing balance in your Kotak Mahindra Bank account by calling from your registered mobile number on this toll-free number - 1800 274 0110. You will instantly receive an SMS with your account balance.
How can I change my registered mobile number in Kotak Mahindra Bank Account?
To do so, first login on Kotak Mahindra Mobile Banking Application.If you have not registered for mobile banking, then just install Kotak Mobile banking application and register your account.
What is CIF number in Kotak Mahindra Bank Account?
CIF (Customer Information File) Number is the unique identification number that banks allocate to all their BSP customers. Customers’ accounts are linked to this CIF number. The CIF number can be used as the User ID while login into the mobile apps of banks.
How can I link my Aadhaar card with Kotak Mahindra Bank Account credit card?
You can choose any of these options for linking Kotak Mahindra Bank credit card account to Aadhaar card.
However, if you hold a banking account with Kotak Mahindra bank, your credit card from the same bank will get automatically linked to your Aadhaar card number.
