Add-on covers offer additional protection to your car along with your base car insurance policy. It helps you to deal with unexpected situations like accidents, car breakdown, engine issues & many other situations.
Like we understood, that car insurance add-ons offer extra protection, they are actually standalone rider policies. You can first buy a base car insurance policy & for additional coverage, you can purchase an add-on policy. You also have the choice to go for multiple add-ons in one go.
Personal Accident add-on pays for the costs due to an unexpected situation like an accident leading to injuries, disability or death of the car owner. Get Addon>
NCB add-on helps you get that discount even if you file a claim for that year. If you have this add-on you need worry about a claim free year. Get Addon>
Insurers give you the claim amount only after they deduct the amount of depreciation. Zero Dep Add-ons do not discard any depreciation & the policyholder gets more claim amount. Get Addon>
Engine Protection Cover pays for the costs of engine repair & keeps you from paying additional expenses later. Get Addon>
The Consumables Cover pays for all the consumable parts of your car & saves you a lot of money on the machinery of your car. Get Addon>
Key Protection or Replacement Cover helps you when you lose your car keys. It helps you get a new key directly from the showroom. Get Addon>
While your car is out for repair, the Daily Allowance Cover provides you with a daily fixed payment amount to carry out your travel expenses.
Car Accessories Cover helps you to pay for any damages to your car accessories. Without this cover you have to pay for any accessory damages by yourself. Get Addon>
Roadside Assistance Cover is extremely helpful for daily travel or out of town travel. It provides you with all the help in case the car breaks down during your journey. Get Addon>
Passenger Cover is very helpful especially when your car carries a lot of different passengers frequently. It compensates in case of any accidental injuries caused to the passenger. Get Addon>
Return to Invoice add-on provides you with a compensatory amount that’s equivalent to your vehicle’s invoice value. Get Addon>
Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident. Get Addon>
Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.
With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.
Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.
A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.
Car insurance add-ons offer extra protection, they are actually standalone rider policies.
It really depends on your car requirement. For e.g. If you live in an area which is going to make your engine more susceptible to damage due to heavy rains or vandalism, you can surely buy the engine protection cover.
No, add-ons can only be purchased under a standalone own-damage plan or a comprehensive car insurance policy.
It safeguards your engine against any damages. This in-turn increases your engine’s life.
PA or personal accident insurance offers a compensation amount in case of the death or disability of the policyholder due to the insured car’s accident.
ZD or Zero depreciation car insurance add-on helps you to get the full claim amount without the insurance company deducting the car depreciation amount each time you claim.
Yes you can. Simply go to the insurer’s website and look for car insurance add-ons.
No. They come at an extra cost.
You can buy multiple add-ons based on your requirements.
You actually can purchase them while you are buying the base car insurance plan or you can buy them later, separately.
It’s an add-on cover that helps you when you lose your car keys. It helps you get a new key directly from the showroom.
No. It’s only available with an own-damage plan or comprehensive plan.
Bumper to bumper, zero depreciation or Nil depreciation vehicle insurance is a car insurance policy that leaves out the depreciation from the insurance cover, thus ensuring a complete cover. It means that if your vehicle gets damaged following an accident, no depreciation will be subtracted from the coverage of wearing out of any body parts of the car excluding tyres and batteries. The insurance company will be liable to bear the entire cost of the body part for replacement.
