Car Insurance in Chandigarh

The capital of the northern Indian states of Punjab and Haryana, Chandigarh city is a lively place to visit. It is known to be planned and designed by the famous Swiss-French modernist architect, Le Corbusier. Chandigarh features a number of gardens, stone sculptures, and unique forts. Some of the very popular tourist attractions in the city are Rose, Garden, Rock Garden, Sukhna Lake, Government Museum & Art Gallery, Terraced Garden, Leisure Valley, and the Museum of the Evolution of Life.

If you are paying a visit to the city, make sure to set foot on the prime locations like sector – 8, the mini Las Vegas, sector -5, the VVIP area, Dera Bassi, Madhya Marg, Mullanpur, and Zirakpur. Also, you can try some of the authentic and famous dishes of the city like chhole bhature, dahi bhalla, aloo tikki, pav bhaji, and paneer tikka. Chandigarh is an ideal destination to visit or live with your family.

There are several cashless garages in Chandigarh authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal