Car Insurance in Chennai

Set on the Bay of Bengal in eastern India, Chennai is the capital state of Tamil Nadu. This pleasant city exhibits traditional South Indian culture, art, and customs. It is home to a number of unique shrines and forts with a rich heritage and history. However, the city also has a modern-contemporary side, where you can find quirky cafes, luxury hotels, and famous restaurants. In addition, some of the prime locations of the city are Teynampet, Tambaram, Anna Nagar, and Nungambakkam. You can enjoy fun-filled nightlife at these locations.

The first that the tourists start with in the city is paying a visit to the popular tourist attractions, such as Marina Beach, Fort St. George, Elliot's Beach, Ashtalaxmi Temple, Vellankani Shrine, Dakshina Chitra, and Guindy National Park and Snake Park. While you pay a visit to the city, you can also get a taste of the authentic South Indian dishes that are famous across Tamil Nadu. Or you can also check out the local markets of the city that display a huge and beautiful collection of ethnic jewellery, traditional outfits, and various artefacts that you can take home as souvenirs.

There are several cashless garages in Chennai authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal