Car Insurance in Delhi

India’s Capital Delhi is a massive metropolitan area in the North. Delhi is known to be visited numerous tourists every now and then. It has a number of tourist attractions and is also famous for its delightful street food. Some of the very popular tourist spots in Delhi are Red Fort, Qutub Minar, Humanyu’s Tomb, India Gate, Jama Masjid, Lotus Temple, Lodhi Garden and Akshardham.

When in Delhi, you must visit these posh locations, namely, Jor Bagh, Hauz Khas, Connaught Place, Gulmohar Park, Safdarjung, and Panchsheel Enclave. You can also go shopping at the famous street markets such as the Janpath market, Sarojini Nagar market, and Palika Bazaar. This place can be a great destination to spend some quality time with your friends and family.

There are several cashless garages in Delhi authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal