Car Insurance in Gurgaon

Located in the Southwest of New Delhi, Gurgaon is known as the technology and financial hub. This lively city is home to some of the most reputed IT companies in India. There are a number of tourist attractions in the city like the Kingdom of Dreams, Cyber Hub, Damdama Lake, Sultanpur Bird Sanctuary, Fun n Food Village, Farukh Nagar Fort, Mata Sheela Devi Temple, Manesar, Leisure Valley Park, and Aravalli Biodiversity Park.

You can spend a great time in the city with your friends and family. Also, you can explore the prime locations in the city that feature some of the most popular nightclubs. The well-known locations are Grand Iva, Beverly Park 2, DLF The Camellia, and Salcon The Verandas.

There are several cashless garages in Gurgaon authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal