Popularly known as the “Pink City”, Jaipur is the capital city of Rajasthan state in India. The city is famous for its heavenly palaces, unique forts, ancient monuments, and scenic lakes surrounded by lush green bushes. Jaipur is among the most visited city in India. It witnesses a number of tourists every year. The city exhibits a rich culture and heritage along with Royal history.
There are more than 7 lakh cars registered in the city (As per the Jaipur RTOs, CEIC). Over 4000 cars were registered in April 2025 at the Jaipur 2nd RTO itself. With such high numbers, the need for car insurance in Jaipur now is more than ever. So, to get car insurance in Jaipur – stick till the end.
Here are some key traffic statistics in Jaipur:
Third-party car insurance is mandatory by law as per the Motor Vehicle Act 1988. It ensures coverage for liabilities that resulted from an accident caused by the policyholder’s car. It covers third-party individual and property damage.
Comprehensive car insurance covers both own damage and third-party damage. It gives complete protection to the policyholder’s car. It can be optimised and enhanced using add-ons. For new cars, comprehensive car insurance is the best choice.
Own Damage Car Insurance will only cover the policyholder’s vehicle’s damages. Third-party damages are excluded in this policy and have to be purchased separately. This is a cost-effective type of car insurance policy, where you can buy third-party insurance from one insurer and own-damage insurance from another.
Insurance premium in Jaipur is affected by the following factors:
The price, age, model, and variant of the car have a major effect on the premium calculation of car insurance in Jaipur.
In Jaipur, areas with high traffic density have a higher risk of accidents and mishaps – leading to higher premium rates.
The driver’s background also affects the premium price of the car insurance in Jaipur.
The type of car insurance policy, tenure, deductibles, and add-ons selected directly affect the price of the car insurance policy.
NCB bonuses, festive offers and direct discounts also affect the premium rate of the car insurance policy in Jaipur.
Key benefits of four-wheeler insurance in Jaipur are:
| Benefit | Description |
|---|---|
| Add-on Flexibility | Add-ons like zero depreciation, engine protection, and roadside assistance enhance the protection of the car insurance. |
| Cashless Repairs | Tie-ups with garages in Jaipur allow hassle-free, cashless claim settlements. |
| Financial Protection | Covers repair damages from accidents, theft, fire, or natural calamities. |
| Legal Compliance | Mandatory under the Motor Vehicles Act to avoid fines and legal penalties. |
| No Claim Bonus (NCB) | Rewards safe driving with premium discounts on renewals. |
| Peace of Mind in Traffic Conditions | High congestion and accident risk in Jaipur make insurance highly valuable. |
| Personal Accident Cover | Provides monetary support in case of accidental injury or death. |
| Quick Online Purchase & Renewal | Easily available through digital platforms with instant policy issuance. |
| Support During Natural Calamities | Covers damage from floods, heavy rain, and landslides, common in Jaipur. |
| Third-party Liability Coverage | Protects you against legal and financial liability for injury or damage to others. |
Buying car insurance in Jaipur is ideal and necessary, because:
Third-party four-wheeler insurance is mandatory by law under the Motor Vehicle Act 1988 to drive on the public roads of Jaipur.
Certain areas of Jaipur have been identified as higher-risk zones for vehicle theft. For example, in early 2021, the Pratap Nagar Police Station recorded five car thefts and multiple two-wheeler thefts between January and June, and Jawahar Circle reported six car thefts in the same period. Car insurance provides compensation if your car gets stolen, as per the IDV in the policy and the invoice add-on.
Jaipur experiences frequent waterlogging during the monsoon, particularly in low-lying and heritage-rich zones like C-Scheme, Raja Park, JLN Marg, Adarsh Nagar, Tonk Road, and Lal Kothi. In early July 2025, scattered rainfall of 10–30 mm disrupted evening commutes, causing localised flooding in eastern parts of the city. Having engine protection coverage covers damages done to the engine of the car in a natural calamity, if you have comprehensive car coverage.
A car insurance policy will help you save money by providing financial support during times of need, as per the car insurance policy.
While driving on the roads of Jaipur, you do not have to worry about getting into trouble, at least financially, if you have four-wheeler insurance. In case of an accident or mishap, the insurance company will make you whole.
Below are the inclusions of a car insurance policy in Jaipur.
Below are the exclusions of a car insurance policy in Jaipur
Buy car insurance online at Coverfox in Jaipur - just follow these steps:
File a claim against a car insurance policy in Jaipur by:
Inform the insurer about the incident involving the claim
File an FIR at the nearest police station in Jaipur if required (In case of major accidents or thefts).
Fill in the claims form from your insurer (Most insurers have it on their website) and submit the required documents.
Visit the nearest network garage in Jaipur of your insurer, and get your car fixed there. Payment will be settled by the insurer directly.
If a network garage is not available, you can repair your car at a garage, pay the appropriate costs, and collect the receipt. The insurer will reimburse you for the amount as per the policy.
These are the required documents to file a claim in Jaipur for car insurance:
Follow these tips for choosing the best car insurance policy in Jaipur:
.jpg)
There are several cashless garages in Jaipur authorized by various Car Insurance Companies. Some of them are mentioned below:
| Name | Address | City | State |
|---|---|---|---|
| Alfa Autotech | Gopal Marg Opp Heerapura Power House Gajsingh Pura Ajmer Road | ||
| Alfa Motors | Opp Sanjeevani Hospital New Sanganer Road | ||
| Autolife Workshoppers Pvt Ltd | 3A Everest Colony Lal Kothi Tonk Road | ||
| Car-O-World | E 7 Bajari Mandi Road Vaishlai Nager |
Follow these traffic rules in Jaipur to avoid any hindrances with insurance:
To get the best car insurance, structure your policy as per your needs, don't add unnecessary add-ons, compare on Coverfox, get discounts and use Coverfox to buy car insurance from insurers for excellent after-sales support.
If your car insurance policy is about to lapse, you need to renew your car insurance in Jaipur. Luckily, Coverfox is an excellent platform where you can renew your car insurance policy in under 3 minutes.
Yes, you can avail NCB benefits, direct discounts and festive discounts for buying car insurance in Jaipur, just visit Coverfox.
₹2,000-₹4,000
