Car Insurance in Lucknow

The capital city of the Indian state, Uttar Pradesh, Lucknow historical gateway. The city features many famous forts that exhibit a rich history of the Mughal Empire. The city is also popular for non-vegetarian dishes like kebabs, biryani, and curries. There are numerous places to visit in the city, namely Rumi Darwaza, Bara Imambara, Chhota Imambara, Ambedkar Memorial Park, Nawab Wajid Ali Shah Zoological Garden, and The Residency.

Or you can also take a stall at the famous street markets that come with a lovely collection of antique jewellery, stylish outfits, and handicraft items. If you want to get a taste of the delightful food, then you can visit the quirky cafes and restaurants located in the posh areas of the city, namely Hazratganj, Gomti Nagar, Indira Nagar, Mahanagar, and Aliganj.

There are several cashless garages in Lucknow authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal