Car Insurance in Mangalore

A major commercial centre in the Indian state of Karnataka, Mangalore is also an Arabian seaport. The city is home to some of the very famous and unique shrines and forts. Mangalore exhibits a rich history and heritage. Besides, it also features a number of scenic beaches. This city can be a great place to spend some quality time with your friends and family.

There are many amazing places in the city that are famous among the tourists, namely Jamalabad Fort, Bejai Museum, Sultan Battery, New Mangalore Port, Kadri Hill Park, Malpe Beach, Kadri Manjunatha Temple, and Milagres Church. Or you can also go around and explore the prime locations in the city such as Kulshekar, Derebail, Bejai, Urwa, Surathkal, and Bondel.

There are several cashless garages in Mangalore authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal