Car Insurance in Mumbai

Mumbai, the city of dreams, breathtaking skyscrapers, serene surroundings, and picturesque view of the ports and beaches, Mumbai is a must-visit destination. Hundreds of tourists visit the city every year. Besides the popular tourist attractions like Gateway of India, Red Carpet Wax Museum, Juhu Beach, and Marine Drive, the city is also known for its authentic dish, Vada Pav which is the favorite of everyone in the city.

Mumbai, formerly known as Bombay is also home to some of the biggest Bollywood stars. The film city is located in Goregaon East. While you roam in and around the city, you will find famous street markets full of traditional jewelry, attires, & handcrafted items, unique shrines, ancient forts, and a joyful nightlife at the popular bars and pubs in the prime locations like, Andheri, Powai, Bandra West, Malabar Hill, and Worli.

There are several cashless garages in Mumbai authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal