Car Insurance in Pune

The Queen of the Deccan, Pune, is a thriving combination of ancient and modern life. The city is home to many historical temples and heavenly palaces. Pune was given pride of place by Shivaji and the ruling Peshwas, who made it their capital. This lush-green cosmopolitan city features calm temperature conditions, making it an ideal vacay destination. The charm of Pune city lies within its contemporary structures and famous tourist attractions like Shaniwar Wada Palace, Aga Khan Palace, Dagdusheth Halwai Temple, Raja Dinkar Kelkar Museum, and Vetal Tekdi.

Pune is also known as the “Oxford of the East” as it houses a number of well-reputed educational institutions. While you plan a trip to the city, here are some of the posh locations you can go for a tour when in the city, like Sangamwadi, Shukrawar Peth, Ashok Nagar, Shivaji Nagar, and Koregaon Park. And now, when it comes to the prime locations, one cannot miss witnessing the joyful nightlife of the city as a number of famous bars and pubs are located in these areas of Pune.

There are several cashless garages in Pune authorized by various Car Insurance Companies. Some of them are mentioned below:

• Collision - Damage and loss caused due to accidents or collisions.
• Theft - Coverage against losses incurred when your car is stolen.
• Fire - Loss or damage caused due to an accidental fire.
• Natural disaster - Damage and loss occurred due to natural calamities like, flood, earthquake, etc
• Personal accident - A compensation of about Rs. 15 lakhs in case the accident leads to death or disability of the owner.
• Third-party losses - Your insurer compensates for property damages and injuries caused by your car.

• Damage/loss caused due to war or similar conditions
• Damage occurred while driving under the influence of alcohol.
• Damage that arise when driving without a valid driver’s license.
• Damage occurred when the insurance policy is not active
• Regular wear & tear
• Regular servicing expense

The claim process for a car insurance policy is simple. You just need to follow a few simple steps:

If you have comprehensive car insurance:

• Step 1 - Inform the insurer
• Step 2 - Report to the cops
• Step 3 - Evaluate the status of damage
• Step 4 - Settle claim

If you have a third-party liability insurance cover:

• Step 1 - Lodge an FIR
• Step 2 - Share policy document
• Step 3 - Claim in Motor Tribunal