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Hector

MG Hector Insurance

Morris Garages, MG, made its entry in the Indian market in the year 2019 with the launch of Hector SUV, a sports utility vehicle. With rising popularity and demands, MG launched the new seven-seater Hector in the year 2021. Hector is a full size SUV available in configuration of five, six and seven-seater options. The car is available in over 11 variants and 8 color options.

If you are planning to buy this SUV or are already a proud owner of one then it is important to ensure that you don’t miss out on insuring it with a car insurance policy. Having a comprehensive car policy for MG Hector ensures that you are financially protected against damages caused to your own car as well as that to third party. Not buying insurance for an MG Hector car can land you in legal and financial trouble.

Types of MG Hector Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

Addons for MG Hector Insurance

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under MG Hector Insurance?

Accidents

Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered

Theft

In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy

Natural and Man-made Calamities

Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.

Personal Accident

Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.

Third Party Liability

Get protection against death, disability or injury caused to the third party due to your car

What's Not Covered under MG Hector Insurance?

Electrical breakdown

Mechanical breakdown

Normal wear and tear

Driving without valid driving license

Consequential loss of car

Driving under influence of drugs/alcohol

Using car for illegal purpose

Commercial use of private car

Depreciation of car parts

Damages due to contributory negligence

View More +

How to Buy / Renew MG Hector Insurance Online at Coverfox?

1
Enter Car Details

Fill in your Car registration number and other basic details
2
Compare & Select Right Plan

Go through the shortlisted plans, their premiums and choose the best plan
3
Add Additional Covers

Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
4
Make Online Payment

Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim MG Hector Insurance?

Contact the insurance company within 48 hours of the accident or theft
File an FIR in case of third party damage or theft of the bike
Submit the required documents
The insurance company will appoint a surveyor to check on the extent of damages
The car will be sent to the garage for repair
Cashless service will be provided in case the car is being repaired at a network garage
In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report

Frequently Asked Questions

MG Hector is a Chinese company?
- MG Hector is a British brand owned by a Chinese company
Is MG Hector a premium range of car?
- MG Hector is a SUV with a range of premium features in terms of technology, comfort and safety.
What is the mileage offered by MG Hector?
- MG Hector offers mileage between 13.9 kmpl to 17.4 kmpl
What is the engine capacity of MG Hector?
- The engine capacity of MG Hector is 1451 cc to 1956 cc
In what colour options is MG Hector available in?
- MG Hector is available in colours like glaze red, aurora silver, candy white, starry black, glaze red with starry black, candy white with starry black, and havana grey.
What is the on-road price of an MG Hector car in various cities of India?
- The on-road price of MG Hector car in different cities of India is given below
  - MG Hector price in Delhi: Rs. 23.48 lakhs
  - MG Hector price in Bangalore: Rs. 24.66 lakhs
  - MG Hector price in Chennai: Rs. 23.91 lakhs
  - MG Hector price in Pune: Rs. 23.75 lakhs
  - MG Hector price in Mumbai: Rs. 23.75 lakhs
How to buy insurance for MG Hector?
- You can choose to buy insurance for MG Hector car online on Coverfox.com
What happens if you buy MG Hector insurance?
- Buying MG Hector insurance protects you against man made, natural calamities and theft; it also provides protection against third party damages, death and disability.
What is the seating capacity of an MG Hector car?
- MG Hector is available in various seating configurations like five-seater, six-seater and seven-seater
What type of insurance can I buy for MG Hector?
- You can purchase two types of insurance for MG Hector
  Third party: Get protection against damages, death or disability caused to third party
  Comprehensive: Get protection against damages caused to your own car as well as third party