Polo

Volkswagen Polo Insurance

The Volkswagen Group in India is represented by 5 brands: SKODA, Volkswagen, Audi, Porsche and Lamborghini. The iconic 5th generation Volkswagen Polo was launched in India in 2009. Since then, it has become one of the most popular passenger vehicles ever to roam the streets of India.

The Volkswagen Polo is a premium hatchback priced between Rs. 5.70 lakhs and Rs 9.14 lakhs (ex-showroom) and is available in four variants: Trendline, Comfortline, Highline and Highline Plus. The other variant of the car is the Polo GTI and Polo Connect Edition. If you are the owner of this car then you must have a car insurance to follow the Motor Vehicles Act, 1988.

All information regarding the car Volkswagen Polo has been sourced from the official website of Volkswagen India.

Compare & Buy Volkswagen Polo Insurance Online

Volkswagen Polo Car Models With Car Insurance Price

Volkswagen Polo Car Insurance premium rates for the top Volkswagen Polo Variants are as follows:

Volkswagen Polo Variant(2019 Registration)	Fuel Type	Insured Declared Value	Zero Depreciation Cover	Insurance Price	More Plans
Volkswagen Polo Comfortline 1L (P)	Petrol	3,83,397	3,210	3,265
Volkswagen Polo 1.0 Trendline 999	Petrol	3,75,353	2,811	3,177
Volkswagen Polo Highline Plus	Petrol	4,93,830	3,483	4,008
Volkswagen Polo 1.5 TDI Comfortline	Diesel	5,07,702	5,250	4,821
Volkswagen Polo GT 1.2 TSI AT	Petrol	5,91,532	5,008	6,484

Disclaimer: The above Volkswagen Polo car insurance premium rates may change as per the Volkswagen car model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.

Types of Volkswagen Polo Insurance

third party car insurance

Third Party

This type of car insurance provides coverage to third party life and property and does not cover the insured vehicle

comprehensive car insurance

Comprehensive

This type of car insurance provides coverage to your vehicle as well as third party and property

standalone own damage car insurance

Standalone / Own Damage

This type of insurance provides coverage for your car’s damages and losses including events caused due to man made, natural calamities, and theft.

Addons for Volkswagen Polo Insurance

No Claim Bonus

No claim bonus is retained despite making multiple claims in one policy year.

Zero Depreciation

Depreciation on parts made up of glass, plastic, rubber, nylon, etc. is is not taken into consideration at the time of claim.

Roadside Assistance

Also known as breakdown cover, roadside assistance cover provides you with assistance like towing service, minor repair, spare key arrangements, etc.

Personal Accident Cover

This type of cover provides compensation up to Rs. 15 lakh in case the owner-driver dies, becomes disable or is injured due to an accident.

Engine Protection Cover

Provides coverage in case of loss or damages caused to the engine due to issues such as water ingression, oil spill, etc.

Daily Allowance Cover

In case the insured’s car is damaged and is being repaired at a garage, then this type of cover provides travel allowance to take care of day to day expenses

Consumable Cover

A regular car insurance policy does not provide coverage for cost of consumables such as oil, nuts and bolts, lubricants, etc. But with this type of add-on such costs are covered.

Accessories Cover

With this add-on, you get coverage for car accessories such as vacuum cleaner, anti-theft device, battery charger, fire extinguisher, etc.

Passenger Cover

In case if the passengers traveling in the car get injured then this cover provides coverage for cost of hospitalization, ambulance charges, etc.

Invoice Cover

In the event of total loss, constructive loss or theft of the car, return to invoice cover provides the car owner up to the amount mentioned in the invoice.

Key Replacement Cover

This add on provides coverage for expenses arising from replacing the keys of the insured car.

Loss of Personal Belongings

With Loss of personal belongings Cover, your insurer will pay for any type of damages or losses to most of your personal belongings kept in the car.

Paid Driver Cover

Paid Driver Cover is quite helpful when you have an employed driver as it pays for any injuries caused to your driver in case of an accident.

Tyre Damage Cover

Tyre Damage Cover comes in handy and provides a great deal of assistance in case of a flat tire while you are traveling.

RIM Damage Cover

Any warping or damages caused to rim is covered when you have purchased the Rim Damage Cover Add-on.

Voluntary Deductible

A Voluntary Deductible refers to a precise portion of the claim money that the policyholder agrees to pay out of his own pocket. This makes premium cheaper.

What's Covered under Volkswagen Polo Insurance?

Accidents

Accidents are uncertain. In case of damages caused to car due to an accident, don’t panic as with car insurance you are covered

Theft

In case of theft of the vehicle, coverage is offered up to the insured declared value mentioned in the policy

Natural and Man-made Calamities

Your car is protected against man-made and natural calamities like fire, earthquake, landslide, vandalism, terrorist attack, etc.

Personal Accident

Provides coverage up to Rs. 15 lakh in case of death or disability caused to the owner-driver due to an accident.

Third Party Liability

Get protection against death, disability or injury caused to the third party due to your car

What's Not Covered under Volkswagen Polo Insurance?

Electrical breakdown

Mechanical breakdown

Normal wear and tear

Driving without valid driving license

Consequential loss of car

Driving under influence of drugs/alcohol

Using car for illegal purpose

Commercial use of private car

Depreciation of car parts

Damages due to contributory negligence

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Benefits of Purchasing Commercial Insurance Online for Volkswagen Polo

Here are a few benefits of purchasing commercial insurance for your Volkswagen Polo vehicle online.

Purchasing commercial insurance online is cheaper and offers you amazing discounts
You can insure the Volkswagen Polo vehicle anytime as getting the policy online is quick, easy and hassle-free.
No paperwork is required as right from filling the form to getting the policy online, you can do it all by just following a few steps
The policy is delivered in your inbox in no time on successful processing of the payment
You get timely reminders for renewal of insurance for your Volkswagen Polo vehicle

Features of Volkswagen Polo

The salient features of Volkswagen Polo car are:

Cruise Control
‘Climatronic’ automatic air-conditioning
Speed sensitive electronic power steering
Central locking with boot opener in Volkswagen logo
Digital clock and fuel gauge
Vanity mirror in left side sunvisor
Lane change indicator
Remote-controlled central locking
Rear parking sensors

Volkswagen Polo Exterior and Interior

Interior:

High-quality scratch-resistant dashboard
3 grab handles above doors, folding with coat hooks at the rear
Storage compartment in front doors including holders for cups and 1.5-litre bottles
Sunglass holder inside glovebox
Moonstone finish on front centre console
Front centre console including a charging outlet
Single folding rear seat backrest
Luggage compartment cover / parcel tray
Ambient lights with theatre dimming effect
Driver side dead pedal
Chrome interior accents
Black and grey interior theme

Exterior:

Halogen headlights
Headlamps in black finish
Dual-beam headlamps
Body-coloured bumpers
Reflectors on rear bumper
Windscreen in heat insulating glass
Heat insulating glass for side and rear windows
Chrome strip in front grille
Body-coloured outside door handles and mirrors
R14 steel wheels with full wheel covers

How to Buy / Renew Volkswagen Polo Insurance Online at Coverfox?

1
Enter Car Details

Fill in your Car registration number and other basic details
2
Compare & Select Right Plan

Go through the shortlisted plans, their premiums and choose the best plan
3
Add Additional Covers

Increase the protection by attaching add-ons like Zero Dep. Engine Protection, etc.
4
Make Online Payment

Pay premium online through a secure gateway from your credit/debit card, internet banking, wallet, etc.

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How to Claim Volkswagen Polo Insurance?

Contact the insurance company within 48 hours of the accident or theft
File an FIR in case of third party damage or theft of the bike
Submit the required documents
The insurance company will appoint a surveyor to check on the extent of damages
The car will be sent to the garage for repair
Cashless service will be provided in case the car is being repaired at a network garage
In case of theft, insured declared value will be given to the policyholder after the police shares non traceable report

More Volkswagen Models

Here are some quick links to find out more about car insurance in detail

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Frequently Asked Questions

Where can I purchase insurance for my Volkswagen Polo car?
- You can now compare car insurance policies for a Volkswagen Polo car offered by all the top-rated insurers in India at Coverfox.com and then choose the plan that fulfills all your requirements. In case of any confusion, you can seek help from the experts and guide you in the process.
Which insurer has the best claim settlement ratio for Volkswagen Polo cars?
- Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the car insurers with great claim settlement ratio for Volkswagen Polo cars.
How long will it take to insure my Volkswagen Polo car?
- Ensuring your Volkswagen Polo car has become easier than ever. Visit Coverfox.com and insure your Volkswagen Polo car in just 5 minutes.
How to renew Volkswagen Polo car Insurance?
- You can renew your Volkswagen Polo car insurance online very easily. Follow these mentioned steps:
  - First, visit your insurer’s website
  - Then log in with your Registered User ID, Password, and Policy Number
  - Select the Renew/Pay Premium Option
  - Make the Payment Online
  - Your Policy will be Renewed
What Documents do I need to get my Volkswagen Polo car insurance renewed?
- You can get your Volkswagen Polo car insurance policy renewed with just the following details:
  - Previous Year Policy Number
  - Previous Year Policy Expiry Date
  - Vehicle Registration Number

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