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Health Insurance
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Bajajallianz Health Insurance
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Health Guard Individual Policy
Bajaj Allianz logo
Bajaj Allianz

Bajaj Allianz Health Guard Gold

Highlights

Sum Insured Reinstatement
Wellness benefits
Maternity & New Born Baby Cover
Coverage available upto 35 Lakh
Total cashless network hospitals 6209
81.50% Claim Settlement Ratio
Sum Insured Reinstatement
Wellness benefits
Maternity & New Born Baby Cover
Coverage available upto 35 Lakh
Total cashless network hospitals 6209
81.50% Claim Settlement Ratio
family premium calculation
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Overview

The Bajaj Allianz Extra Care Plus Policy comes with a Health Guard Gold plan which is like an additional cover to the existing health insurance plan of a policyholder. It provides you with a wider health protection. In the case of higher expenses due to accidents or illness, it takes care of the extra or additional expenses. The Health Guard Gold Plan comes with coverage options ranging from 3 lakhs, 4 lakhs, 5 lakhs, 7.5 lakhs, 10 lakhs, 15 lakhs, 20 lakhs, 25 lakhs, 30 lakhs, 35 lakhs, 40 lakhs, 45 lakhs & 50 lakhs. Read below to understand more in detail about the benefits of this plan. Less

The Bajaj Allianz Extra Care Plus Policy comes with a Health Guard Gold plan which is like an additional cover to the existing health insurance plan of a policyholder. It provides you with a wider health protection. In the case of higher expenses due to accidents or illness, it takes care of the extra or additional expenses. The Health Guard Gold Plan comes with coverage options ranging from 3 lakhs, … More

Features of Bajaj Allianz Health Guard Gold

Key features to look for while selecting your health insurance plan
Sum Assured:
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Pvt A/C Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
3 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 3 years, provided you have not filed a claim.
10.0%

Renewal Bonus

Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single Pvt A/C Room

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
3 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease
Available

Health checkup

Health checkup
This plan offers a free health checkup (specific test package), after a period of 3 years, provided you have not filed a claim.

What is covered?

Sum Assured:
Maternity
Covered after 6 years

Maternity

info icon
close icon
What is Maternity
Maternity expenses can only be claimed after 6 yearsThe maximum you can claim for a cesarean delivery is Rs 25,000/-.The maximum you can claim for a normal delivery is Rs 15,000/-.
Renewal Bonus
10.0%

Renewal Bonus

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What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
Available

Health checkup

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close icon
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 3 years, provided you have not filed a claim.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

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What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim up to a maximum of Rs. 20,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

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What is AYUSH Cover
Ayurvedic, Homeopathic are covered up to a sum of Rs 20,000
Organ Donor
Covered

Organ Donor

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What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
399 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
Maternity
Covered after 6 years

Maternity

info icon
close icon
What is Maternity
Maternity expenses can only be claimed after 6 yearsThe maximum you can claim for a cesarean delivery is Rs 25,000/-.The maximum you can claim for a normal delivery is Rs 15,000/-.
Renewal Bonus
10.0%

Renewal Bonus

info icon
close icon
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
60 days

Pre hospitalization

info icon
close icon
What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

info icon
close icon
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
Available

Health checkup

info icon
close icon
What is Health checkup
This plan offers a free health checkup (specific test package), after a period of 3 years, provided you have not filed a claim.
Restore benefits
Up to 100.0% of sum assured

Restore benefits

info icon
close icon
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.
Ambulance charges
Covered

Ambulance charges

info icon
close icon
What is Ambulance charges
You can claim up to a maximum of Rs. 20,000 for ambulance charges.
AYUSH Cover
Covered

AYUSH Cover

info icon
close icon
What is AYUSH Cover
Ayurvedic, Homeopathic are covered up to a sum of Rs 20,000
Organ Donor
Covered

Organ Donor

info icon
close icon
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.
Day Care
399 procedures upto S.I.

Day Care

info icon
close icon
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Hospital Daily Cash
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OPD
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Home hospitalization
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War related Injuries
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Cosmetic Surgery
exclusion icon
Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
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Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Bajaj Allianz.
Search for number of nearby cashless network hospitals in your area.
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6208
Network Hospitals in India
Search cashless hospitals in your area
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4

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
45 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

Waiting period

After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About Bajaj Allianz

Bajaj Allianz in today's date is one of the largest private insurance providers in the industry with there presence in over 1100 towns and cities. In their 20 year long journey they have covered & gained the trust of nearly 11 crore customers with the help of over 9000 employees, a robust distribution network of more than 80,000 agents, almost 9,000 motor dealer partners and over 240 bank partners. Less

Bajaj Allianz in today's date is one of the largest private insurance providers in the industry with there presence in over 1100 towns and cities. In their 20 year long journey they have covered & gained the trust of nearly 11 crore customers with the help of over 9000 employees, a robust distribution network of more than 80,000 agents, almost 9,000 motor dealer partners and over 240 bank partners.

Other plans of Bajaj Allianz

Extra Care Plus

The Bajaj Allianz Extra Care Plus Policy is like an …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
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Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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