Dental Insurance

Usually, several regular health insurance policies do not provide insurance cover for dental treatments & dental care in India. However, dental insurance is a specific type of health plan that also takes care of essential dental treatment costs. It is usually covered under the OPD benefit of certain health insurance plans.

• Financial Support – It takes care of pre-specified dental care expenses & allows you to see your dentist proactively.

• OPD Cover – You can select an add-on OPD cover in your regular plan by paying some extra premium & get your dental expenses covered.

• Peace of Mind – Since the dental add-on covers takes care of your dental expenses, they offer you a great deal of freedom from financial worries.

Aditya Birla Activ Health Platinum Enhanced Plan

• Covers for dental consultations & dental investigations.
• Its cover is available only for dental services listed under the insurer’s network hospitals.
• It is only available if you buy a cover of 15 lakhs & above.

Bajaj Health Care Supreme Policy

• Covers for dental consultations & dental procedures.
• The cover is offered under OPD coverage expenses.
• It also includes treatments of root canal & extractions.

Bharti AXA Health AdvantEdge Plan

• This one offers dental cover only as an option under this plan’s Apex & Royal variants.
• The upper limit is either 0.5% of the cover amount or 1 lakh, whichever amount is smaller.
• The benefits include in-network related physiotherapy, diagnostics, pharmacy & doctor consultation.

Care Plus Health Insurance Plan

• Covers for dental consultations under OPD treatment.
• The upper limit is up to 1500/- for 5 lakhs & 7 lakhs cover.
• It exceeds 2500/- for 10 lakhs & 25 lakhs cover.

Chola MS Healthline

• Covers for dental consultations under OPD treatment in the plan’s privilege variant.
• The upper limit for dental costs is up to 10,000/- in every 2 years.

• Financial aid: In certain cases involving dental & OPD procedures, it can become an expensive affair. During such times, dental insurance plans lower your financial load by helping you to settle the bill.

• Regular check-ups: Regular dentist visits help you to avoid any major mishap in the future. Dental insurance plans also provide cover, to a certain extent helping you to pay for your dentist visits.

The inclusions may differ from plan & plan & insurer to insurer.

• Preventive treatment
• Extractions
• Fillings
• Root canal treatment
• Dental injury related to an accident
• Oral check-up
• X-rays

The exclusions may differ from plan & plan & insurer to insurer.

• Dentures
• Orthodontics
• Prosthesis
• Implants
• Jaw alignment

• The eligibility is based on the type of insurance cover that you choose.

• For an individual policy one needs to be at least 18 years & above, with the upper limit being 65 yrs.

• Please note, the exact eligibility details can be different from plan to plan & insurance company to insurance company.

What are the Documents Required for Dental Insurance?

• Duly filled policy proposal form.

• Passport or Pan Card or Aadhar Card or Voter’s ID

• Driving License or Telephone bill

• Latest passport size photos