ICICI Lombard General Insurance Company Limited is one of the largest private sector general insurance companies in India. The insurer has a wide range of insurance products such as motor, health, travel, home, student travel and more.
Products and Services
ICICI Lombard Motor Insurance
ICICI Lombard Travel insurance
ICICI Lombard Home Insurance
ICICI Lombard Specialty Lines Insurance
ICICI Lombard Property Insurance
ICICI Lombard Marine Insurance
ICICI Lombard Liability Insurance
ICICI Lombard Crop/weather Insurance
Note: All information has been sourced from the official website of ICICI Lombard.
ICICI Lombard iHealth is a comprehensive health insurance plan offered by ICICI Lombard General Insurance Company Limited.
The key features and benefits of this plan are:
Get health cover along with additional covers like Hospital Daily Cash, Convalescence Benefit, Critical illness, Donor Expense
Cashless approval within 4 hours at 5025+ Network Hospitals
Premium paid towards a policy is eligible for tax deduction under Section 80D of the Income Tax Act, 1961
Quick, hassle-free, paperless claim settlement process
Top-up option to enhance sum insured
Add-ons available
| Cashless Treatment | Yes, across 5025+ network hospitals |
| Pre/Post Hospitalization | 30 and 60 days respectively |
| Ambulance Charges | Maximum amount payable is Rs. 1,500 per event of emergency hospitalisation |
| Cumulative Bonus | An Additional Sum Insured of 10% of Annual Sum Insured provided on each renewal for every claim-free year up to a maximum of 50%. |
| Medical Check-up | |
| Tax Benefits | As per Section 80D of the Income Tax Act, 1961 |
| Co-Payment | NA |
| Reimbursement | Yes, you can opt for either reimbursement or cashless claim settlement |
| Pre-existing Disease | Pre - Existing conditions / diseases will be covered immediately after 2 years of continuous coverage under the policy |
| Flexibility | Option of choosing 1 or 2-year policy period under various plans offered |
| Sum Insured | |
| Coverage | |
| Premium Charges | |
| Day Care Procedures | Medical expenses incurred while undergoing Specified 150 Day Care Procedures |
| Organ Donor Benefit | Reimbursement up to Rs. 50,000 |
| Plan Option | |
| Waiting Period | 2 years |
In-Patient AYUSH Treatment
Reset Benefit
Wellness Program
Hospital Daily Cash
Critical Illness Cover
Maternity and Newborn Cover Benefit
Nursing at Home
Medical Evaluation
OPD Treatment
Lifelong Renewability
Floater Benefit
In addition to the above free health check-up, online chat with doctors, specialist e - consultation, dietician and nutrition e-consultation, consultation on physiotherapy, speech and audiology, vaccination care, provide information on offers related to healthcare services like consultation, diagnostics, medical equipment and pharmacy.
The inclusions under this plan are:
In-patient hospitalization
Pre/Post Hospitalization
AYUSH
Day Care Procedures
OPD
Medical Check-up
The exclusions under this plan are:
Any Illness contracted within a period of 30 days of insurance start date, except those incurred as a result of Injury
All types of Skin and internal tumours / cysts / nodules / polyps of any kind including breast lumps unless malignancy
Joint replacements unless due to accident
Myomectomy, Hysterectomy unless because of malignancy
All types of internal congenital anomalies / illness / defects
2 years waiting period for pre-existing diseases
Self-inflicted injury/suicide/mental disorders
Substance/drug abuse
Dental Treatment
HIV/AIDS/STDs
The minimum entry age for the insured is 6 years and there is no restriction on maximum entry age. Children between 3 months to 5 years can be insured under a floater plan only. Self, spouse, dependent parents, dependent children, brothers and sisters can be covered for the same Sum Insured under a single policy by paying one premium amount.
The documents required to purchase this plan are:
Application/Proposal Form
KYC - Proof of Address and ID
Medical check-up/report, if required
Bank Mandate Form - SI/SIP
You can renew your ICICI Lombard iHealth Plan by simply visiting the official website of ICICI Lombard. Login in with your registered User ID and Password. Once logged-in, the details of your policy will be visible along with the renewal amount and date.
In case of an emergency, use your health ID card at ICICI Lombard Health Care network hospitals and avail cashless services. Contact the 24-hour toll-free no. 1800 2666 immediately. For treatment in non-cashless hospitals, the claim form should be filled fully after discharge from hospital and sent to ICICI Lombard Health Care office with all the relevant documents.
The standard list of documents required for submission:
Duly completed claim form signed by you and the medical practitioner
Original bills, receipts and discharge certificate / card from the hospital / medical practitioner
Original bills from chemists supported by proper prescription
Original investigation test reports and payment receipts
Indoor case papers
Medical Practitioner’s referral letter advising hospitalisation in non-accident cases
Any other document as required by ICICI Lombard Health Care to investigate the claim or our obligation to make payment for the same
Given the current scenario of the world, it is highly recommended that you purchase a comprehensive health plan for you and your entire family.
