National Parivar Mediclaim is a family floater health care policy designed to protect you and your family from medical and accidental emergencies. The sum insured ranges between Rs. 1 lakh and Rs. 10 lakhs. The plan comes with tenure options of 1 year, 2 years, and 3 years.
National Health Insurance offers Parivar Mediclaim policy that provides protection to the insured and family against the financial burden of medical expenses. It covers the expenses of treatment in hospitals for illness/ disease/ accidental injury. It is a family floater plan wherein the entire family consisting of self, spouse & two dependent children (from 3 months to 25 years old) are covered under a single policy with a floater sum insured.
Sum Insured (SI) / Coverage option | Rs.2 lakh to Rs.5 lakh (in multiples of Rs.50,000) |
Renewability | Up to the age of 65 years |
You can avail cashless claim facility through TPA. Total expenses payable for any one illness is restricted to 50% of the sum insured. All the premiums paid towards the health insurance policy covering self, spouse, dependent children and dependent parents are exempt from Income Tax under Sec. 80D of the Income Tax Act.