Oriental Individual Mediclaim Plan

What is covered?

30 days

Pre hospitalization

What is Pre hospitalization

Medical expenses up to 30 days before admission will be covered.

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60 days

Post Hospitalization

What is Post Hospitalization

Medical expenses up to 60 days after discharge will be covered.

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Available

Health checkup

What is Health checkup

This plan offers a free health checkup of up to Rs. 750, after a period of 3 years, provided you have not filed a claim.

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Rs 100

Hospital Daily Cash

What is Hospital Daily Cash

For longer duration hospitalization, this plan provides a fixed amount per day for small expenses. Total limit for such expenses is Rs. 100

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Covered

Ambulance charges

What is Ambulance charges

You can claim up to a maximum of Rs. 1,000 for ambulance charges.

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Covered

AYUSH Cover

What is AYUSH Cover

Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 10,000

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Covered

Home hospitalization

What is Home hospitalization

Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 20,000 are covered in this plan.

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Covered

Organ Donor

What is Organ Donor

In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor are covered in this plan. However, the cost of finding a donor is not covered.

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116 procedures upto S.I.

Day Care

What is Day Care

Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.

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Waiting period

About Oriental Insurance

Oriental Insurance Company Ltd. today is one of the leaders in providing general insurance in India. It was established in Mumbai on 12th September, 1947. In the beginning, it was a fully-owned subsidiary of the Oriental Government Security Life Assurance Company Ltd. From the year 1956 to 1973, it became a subsidiary of (LIC) Life Insurance Corporation of India prior to the General Insurance business being nationalized in India. Currently, the company head office is in New Delhi. It has a wide network of nearly 30 regional offices & 1800+ branches that are active across different regions of our country. The company has its international presence through its branches in Dubai, Kuwait & Nepal. Less

Oriental Insurance Company Ltd. today is one of the leaders in providing general insurance in India. It was established in Mumbai on 12th September, 1947. In the beginning, it was a fully-owned subsidiary of the Oriental Government Security Life Assurance Company Ltd. From the year 1956 to 1973, it became a subsidiary of (LIC) Life Insurance Corporation of India prior to the General Insurance business being nationalized in India. Currently, … More