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Health Insurance

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Religare Health Insurance

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Care Heart Policy

Care Health Insurance (formerly Religare)

Care Health Insurance Care Heart

Sum Insured Automatic Recharge	Cardiac Health checkup
2 years waiting period for Pre-Existing Diseases	Coverage available upto 10 Lakh
Total cashless network hospitals 7988	95.47% Claim Settlement Ratio

Sum Insured Automatic Recharge

Cardiac Health checkup

2 years waiting period for Pre-Existing Diseases

Coverage available upto 10 Lakh

Total cashless network hospitals 7988

95.47% Claim Settlement Ratio

family premium calculation

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Overview

The Care Heart Plan by Care Health Insurance is an indemnity based health insurance policy. It covers most of the actual costs that you incur in case of medical emergencies that require hospitalisation & treatment. The plan is different from other health plans because it allows you to go for annual heart or cardiac related health check-ups for free. This feature of free annual heart health check-ups allow policy holders to take preventive care of their cardiac health & live a healthy life. The plan provides the policy holder with customisable coverage options. It also offers four different coverage options to select from. The coverage options are Rs. 2 Lakh or Rs. 3 Lakh or Rs. 4 Lakh or Rs. 5 lakh or Rs. 7 lakh or Rs. 10 lakh. Read below to understand more in detail about the benefits of this plan. Less

The Care Heart Plan by Care Health Insurance is an indemnity based health insurance policy. It covers most of the actual costs that you incur in case of medical emergencies that require hospitalisation & treatment. The plan is different from other health plans because it allows you to go for annual heart or cardiac related health check-ups for free. This feature of free annual heart health check-ups allow policy holders … More

Features of Care Health Insurance Care Heart

Key features to look for while selecting your health insurance plan

Sum Assured:

10.0%

Renewal Bonus

Renewal bonus is bonus money added in the sum insured for every claim free year.

20%

Copay

Copay is the percentage of the claim amount that is borne by an insured person.

Rs 3,000/- limit

Room Rent

Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.

2 years

PED Waiting period

The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

Available

Health checkup

This plan offers a free health checkup (specific test package), after a period of 1 year.

10.0%

Renewal Bonus

Renewal bonus is bonus money added in the sum insured for every claim free year.

20%

Copay

Copay is the percentage of the claim amount that is borne by an insured person.

Single Pvt Room

Room Rent

Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.

2 years

PED Waiting period

The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

Available

Health checkup

This plan offers a free health checkup (specific test package), after a period of 1 year.

What is covered?

Sum Assured:

10.0%

Renewal Bonus

30 days

Pre hospitalization

60 days

Post Hospitalization

Available

Health checkup

Up to 100.0% of sum assured

Restore benefits

Covered

Ambulance charges

Covered

AYUSH Cover

Covered

Home hospitalization

541 procedures upto S.I.

Day Care

10.0%

Renewal Bonus

30 days

Pre hospitalization

60 days

Post Hospitalization

Available

Health checkup

Up to 100.0% of sum assured

Restore benefits

Covered

Ambulance charges

Covered

AYUSH Cover

Covered

Home hospitalization

541 procedures upto S.I.

Day Care

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What’s not covered

Maternity

Hospital Daily Cash

OPD

Organ Donor

War related Injuries

Cosmetic Surgery

Lasik eye treatment

Damage while driving under the influence of liquor or drugs

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of Care Health Insurance (formerly Religare).
Search for number of nearby cashless network hospitals in your area.

7988

Network Hospitals in India

Search cashless hospitals in your area

Eligibility criteria

AGE ELIGIBILITY

18 years

Adult

99 years

Max age bar

POLICY PERIODS

1

year(s)

2

year(s)

3

year(s)

AGE ELIGIBILITY

18 years

No limit

Max age bar

No. of Members Covered

2

Members

Upto 2

Adults

Upto 0

Children

Policy Periods

1 year(s)

2 year(s)

3 year(s)

Waiting period

After

2 years

You can claim for any pre-existing conditions after 2 years of the policy start date.

After

30 days

A 30 days cooling period for all claims except any arising out of accidental injuries

Riders

Below mentioned are riders available for better coverage

Care Shield

An add-on cover that offers 3 benefits claim shield, no claim bonus shield and inflation shield

Home Care

Covers expenses incurred towards hiring a qualified nurse for providing care to insured person on recommendation of your doctor.

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About Care Health Insurance (formerly Religare)

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These policies include Family Floater Plans, Critical Illness Cover, Maternity Cover, Diabetes Cover, Senior Citizens Health Policies & specific types of travel insurance plans. They also provide you with a hassle-free claims procedure. Less

Care Health Insurance mainly offers health insurance services to individual customers, corporate employess & even for financial inclusion. They have a customer first philosophy. The company has always applied the trending technology to provide excellent customer service. They also use trending technology for product innovation & value-for-money services. Through all these efforts, the company aims for a financially secure future for their customers by delivering customized health insurance policies. These … More

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Care

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Care Freedom

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Enhance

Care Enhance is a super top-up plan that offers you …

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Want Expert Advice?

Talk to our Insurance experts to choose the right plan as per your medical needs.

I hereby authorize Coverfox to communicate with me on the more

I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less

Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.

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Critical Illness Insurance

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