Care Supreme Plan

Care Supreme Plan, a comprehensive healthcare insurance option is tailored to offer extensive coverage for both individuals and families. Whether you are looking to buy Care Supreme Plan, learn about the online purchasing process, explore the Care Supreme Brochure, or understand the policy details, we've got you covered. Let's dive into the world of the Care Supreme Plan and discover its benefits together.

The Care Supreme Plan by care health insurance comes with a host of highlights and benefits that make it a smart choice for individuals and families looking for comprehensive coverage. Let's take a closer look at why you should consider the buy Care Supreme Plan.

• Wide Network of Cashless Healthcare Providers: With over 22,900 cashless healthcare providers tied up with Care Health Insurance, you can avail of medical services without the hassle of making upfront payments.
• Extensive Coverage: The Care Supreme Policy has provided coverage to over 3 crore lives, ensuring that you and your family are protected against medical expenses.
• Round-the-Clock Claims and Customer Support: Care Health Insurance understands the importance of quick assistance during emergencies. That's why they offer 24/7 claims and customer support, ensuring prompt resolution of your queries and assistance with claim settlement.
• Tax Benefits: You can avail of tax benefits under Section 80D of the Income Tax Act when you buy the Care Supreme Plan. This helps you save on taxes while securing your health.
• Efficient Claims Settlement: With over 38 lakhs of claims settled, Care Supreme Policy has a proven track record of efficiently processing and settling claims. This gives you peace of mind knowing that your claims will be handled effectively.

Care Health Insurance's Care Supreme Plan provides a comprehensive cover that includes not only the points mentioned above but also additional benefits such as coverage for in-patient care, daycare treatments, pre and post-hospitalisation expenses, organ donor cover, and more which can be known from Care Supreme Brochure. By choosing this plan, you can ensure that your health remains your top priority, with the assurance of financial protection during medical emergencies.

The features of Care Supreme Health Plan offer a range of key highlights to ensure comprehensive coverage for your healthcare needs. Let's dive into the details:

• In-Patient Care: The plan provides coverage for in-patient hospitalisation expenses, up to the sum insured (SI).
• Day Care Treatment: All day care procedures are covered under this plan, ensuring that you receive adequate financial support for necessary treatments.
• Advance Technology Methods: The plan covers expenses related to advanced technology methods for medical treatments, up to the sum insured.
• Pre-Hospitalisation Medical Expenses: Medical expenses incurred up to 60 days before hospitalisation are covered under this plan.
• Post-Hospitalisation Medical Expenses: Expenses for post-hospitalisation care are covered up to 180 days after discharge.
• AYUSH Treatment: The Care Supreme Policy provides coverage for alternative treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy, up to the sum insured.
• Domiciliary Hospitalisation: If hospitalisation is not possible, this plan covers medical expenses for treatment at home, up to the sum insured.
• Organ Donor Cover: Expenses related to organ transplant surgeries, including the donor's medical expenses, are covered under this plan.
• Ambulance Cover: Coverage for ambulance expenses up to Rs. 10,000 per year for a sum insured below 15 lakhs, and up to the sum insured for a sum insured equal to or above 15 lakhs.
• Cumulative Bonus: You can earn a cumulative bonus of 50% of the sum insured per year, a maximum of up to 100% of the sum insured.
• Cumulative Bonus Super: Included for the eldest member up to 45 years of age and optional for eldest members above 46 years.
• Unlimited Automatic Recharge: This plan provides unlimited automatic recharge of the sum insured in case it gets exhausted during the policy year.
• Unlimited E-Consultations: You can avail of unlimited e-consultations with doctors through the plan's telemedicine services.

The Care Supreme Plan, available through Care Insurance, offers numerous benefits to policyholders. Here are some of the key advantages of this plan:

To obtain more specific and up-to-date information on the benefits and features of the Care Supreme Plan, refer to the official website of Care Insurance.

The Care Supreme Policy offered by Care Insurance is a comprehensive health insurance policy that covers a wide range of diseases. This plan is designed to cater to the medical needs of individuals and families and protects expenses arising from unforeseen illnesses, injuries and accidents. Here are some of the key diseases covered under the Care Supreme Plan in detail:

• Accidents: The Care Supreme Plan provides coverage for medical expenses that arise as a result of an accident. This includes ambulance and hospitalisation expenses, and treatment expenses such as surgeries, diagnostic tests, doctor fees, and medication.
• COVID-19: The COVID-19 pandemic has created a need for insurance policies that cover expenses related to the disease. Care Insurance recognises this need and has included coverage for COVID-19 under the Care Supreme Plan. The policy covers hospitalisation expenses, quarantine expenses, and other expenses related to COVID-19 treatment.
• Hypertension and Diabetes: High blood pressure and diabetes are two of the most common chronic conditions in the world today. The Care Supreme Plan covers expenses related to the treatment of these conditions. This includes expenses related to consultation fees, diagnostic tests, medication, and hospitalisation.
• Cancer: Cancer is a life-threatening illness that can result in high medical expenses. The Care Supreme Plan covers medical expenses that arise due to cancer treatment. This includes diagnostic tests, surgeries, chemotherapy, and radiation therapy.
• High BMI (Body Mass Index): Obesity can lead to various medical conditions such as hypertension, heart disease, diabetes, and more. The Care Supreme Plan covers expenses related to the treatment of these conditions.
• HIV/AIDS: People living with HIV/AIDS often require ongoing medical care and treatment. The Care Supreme Plan covers medical expenses related to the treatment of HIV/AIDS.
• Critical Illnesses: The Care Supreme Plan covers a wide range of critical illnesses, including heart attacks, strokes, kidney failure, organ transplants, and more. These illnesses are life-threatening and can result in high medical expenses.
• Heart Ailments: The Care Supreme Plan covers medical expenses related to your heart ailments. The exact coverage may vary depending on the policy terms and conditions.

For a detailed description of the diseases covered under the Care Supreme Plan, we recommend visiting the official website of Care Insurance, careinsurance.com or refer to Care Supreme Brochure.

While the Care Supreme Policy offered by Care Insurance provides comprehensive coverage against a wide range of illnesses and injuries, it is important to note that the plan may not cover certain illnesses or medical conditions. Here are some diseases not covered under the Care Supreme Plan:

• Pre-existing illnesses: Generally, the Care Supreme Plan does not cover pre-existing illnesses immediately after policy purchase. However, individuals can claim treatment expenses related to pre-existing diseases after a pre-specified waiting period.
• Cosmetic treatment: The Care Supreme Plan does not cover expenses related to cosmetic treatments, surgeries, or procedures, which are not medically necessary.
• Self-inflicted injuries: Any injuries that a policyholder suffers intentionally, such as injuries related to suicide attempts or self-harm, are not covered under the Care Supreme Plan.
• Injuries or illnesses due to drug or alcohol addiction: Medical expenses related to treatment for drug or alcohol addiction are generally not covered under the Care Supreme Plan.
• Pregnancy and childbirth: Pregnancy and childbirth-related expenses are not covered under this plan. However, a policyholder may opt for maternity coverage by adding a rider to their policy.
• Alternative therapies: Alternative therapies like Ayurveda, Unani, or Homeopathy are not covered under the Care Supreme Plan.
• Sexually transmitted diseases: Medical expenses related to sexually transmitted diseases like herpes, Syphilis, and gonorrhoea are generally not covered under the Care Supreme Plan.
• Over-the-counter medication: Medications that can be purchased over-the-counter, like vitamins, are generally not covered under the Care Supreme Plan.

It is important to read the policy document and understand the specific terms and conditions of the Care Supreme Plan before purchasing coverage. The official website of Care Insurance, careinsurance.com, provides detailed information about the plan and what it covers, as well as exclusions and other limitations. To ensure comprehensive coverage, policyholders should also consider purchasing additional riders or policies that cover specific medical conditions or situations that are not included in the basic Care Supreme Plan.

Care Health Insurance cover offers a variety of add-on options to enhance your healthcare coverage and provide you with additional benefits. Let's explore some of these add-ons before you purchase Care Supreme Plan online:

• Air Ambulance Cover: With this add-on, you can receive coverage for air ambulance services, ensuring seamless and timely transfer from one hospital to another. Care Health Insurance provides a specified amount for air ambulance services in India, ensuring you receive the necessary support during medical emergencies.
• Care Shield: Care Shield is a comprehensive add-on that offers three valuable benefits: - Claim Shield: This add-on covers 68 out of the 105 non-payable items, including expenses for essential items like gloves and masks. It reduces your out-of-pocket expenses and provides comprehensive coverage.
• Inflation Shield: This benefit exempts senior citizens from the co-payment clause, allowing them to save 20% of the claim amount. It ensures their financial well-being during medical treatments.
• Annual Health Check-up: Care Health Insurance goes a step further by providing free annual health check-ups for insured members. This ensures proactive management of your health without any additional premium.
• Smart Select: By opting for Smart Select, you can enjoy a 15% discount on your premium payment, making your healthcare coverage more affordable.
• Protect Plus: This add-on is available with different sum-insured options and allows you to receive healthcare treatments in various foreign countries, excluding the United States of America. It ensures access to quality healthcare worldwide.
• Reduction in PED Waiting Period: This helpful add-on decreases the waiting period for pre-existing diseases from 4 years to 2 years, allowing you to receive coverage for conditions that you have been diagnosed with before purchasing the policy.
• No Claim Bonus Super: This add-on enhances the existing no-claim bonus in your policy, enabling you to increase your sum insured as a reward for not making any claims.
• Care OPD: Care Supreme Policy understands the importance of consultations and provides an add-on that allows four consultations per year with 14 different types of specialists, giving you peace of mind and comprehensive medical support.

The Care Supreme Plan is a comprehensive health insurance policy designed to provide optimal coverage for individuals and families. In this section, we will discuss the eligibility criteria and key details of the policy.

• Minimum Entry Age: To be eligible for the Care Supreme Plan, individuals must be at least 5 years old. In the family floater option, children can be enrolled from as young as 91 days, provided that at least one insured person in the policy is 18 years or above.
• Maximum Exit Age: Unlike many health insurance policies with age restrictions, the Care Supreme Plan offers lifelong coverage for adults. This means that policyholders can remain covered as long as they continue to renew their policy.
• Tenure Options: The Care Supreme Plan offers flexible tenure options to cater to different needs. You can choose between 1, 2, or 3-year policy durations based on your requirements and preferences.
• Cover Types: The policy provides coverage on an individual basis as well as a family floater basis. Individual coverage is suitable for those who prefer personalised plans, while the family floater option extends coverage to the entire family under a single policy.
• Waiting Period: Like most health insurance plans, the Care Supreme Policy has a waiting period for certain coverage aspects. For illnesses and injuries, there is a waiting period of 30 days. Additionally, there is a waiting period of 24 months for named ailments and 48 months for pre-existing diseases.
• Grace Period: Policyholders are given a grace period of 30 days to renew their policy after it has expired. This ensures that individuals have ample time to continue their coverage without any disruptions.

The Care Supreme Plan is an excellent insurance choice for people who want comprehensive health coverage. With competitive rates and easy online enrollment, purchasing the plan is simple and quick. The Care Supreme brochure provides detailed information on the plan's eligibility requirements and coverage, while the Care Supreme Policy outlines the terms and conditions of the plan. Don't wait any longer to Buy Care Supreme Plan - protect your health and peace of mind today!