Lifeline

What is covered?

10.0%

Renewal Bonus

What is Renewal Bonus

Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.

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30 days

Pre hospitalization

What is Pre hospitalization

Medical expenses up to 30 days before admission will be covered.

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60 days

Post Hospitalization

What is Post Hospitalization

Medical expenses up to 60 days after discharge will be covered.

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Available

Health checkup

What is Health checkup

This plan offers a free health checkup (specific test package), after a period of 2 years.

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Up to 100.0% of sum assured

Restore benefits

What is Restore benefits

This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.

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Covered

Ambulance charges

What is Ambulance charges

You can claim Rs. 3,000 per hospitalization up to a maximum of Rs. 3,000 for ambulance charges.

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Covered

AYUSH Cover

What is AYUSH Cover

Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 20,000

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Covered

Home hospitalization

What is Home hospitalization

Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 2,00,000 are covered in this plan.

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Covered

Organ Donor

What is Organ Donor

In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.

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All procedures upto S.I.

Day Care

What is Day Care

Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. All day care procedures are covered in this plan.

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Waiting period

About Royal Sundaram

Royal Sundaram General Insurance Co. Limited which was formerly known as Royal Sundaram Alliance Insurance Company Limited, is India's 1st private sector general insurance company that was licensed in October 2000 by the IRDAI. So far, it has served close to 3 Crore customers through its 158 branches across India. Less

Royal Sundaram General Insurance Co. Limited which was formerly known as Royal Sundaram Alliance Insurance Company Limited, is India's 1st private sector general insurance company that was licensed in October 2000 by the IRDAI. So far, it has served close to 3 Crore customers through its 158 branches across India.