SBI General Arogya Premier

What is covered?

Covered after 0 years

Maternity

What is Maternity

Maternity expenses can only be claimed after 0 yearsThe maximum you can claim as maternity expenses is Rs 5,00,000

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10.0%

Renewal Bonus

What is Renewal Bonus

Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 50% of Sum Insured.

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60 days

Pre hospitalization

What is Pre hospitalization

Medical expenses up to 60 days before admission will be covered.

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90 days

Post Hospitalization

What is Post Hospitalization

Medical expenses up to 90 days after discharge will be covered.

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Available

Health checkup

What is Health checkup

This plan offers a free health checkup of up to Rs. 5000, after a period of 4 years, provided you have not filed a claim.

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Up to 100.0% of sum assured

Restore benefits

What is Restore benefits

This plan reinstates your basic cover, in case you exhaust your cover in a policy year. Restoration works only for unrelated claims.

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Covered

Ambulance charges

What is Ambulance charges

You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,00,000 for ambulance charges.

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Covered

AYUSH Cover

What is AYUSH Cover

Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 5,00,000

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Covered

Home hospitalization

What is Home hospitalization

Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 5,00,000 are covered in this plan.

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Covered

Organ Donor

What is Organ Donor

In case of an organ transplant and there is a need of an organ donor, hospitalisation charges for the organ donor and surgical expenses for harvesting the organ are covered in this plan. However, the cost of finding a donor is not covered.

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142 procedures upto S.I.

Day Care

What is Day Care

Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.

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Waiting period

About SBI General Insurance

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space. Less

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space.