Overview
Star comprehensive health insurance policy comes to your rescue when you help in case of medical emergencies. The policy has zero sub-limits or capping. It covers the entire family under a single sum insured. This plan comes with Lifelong renewals. Read below to understand more in detail about the benefits of this plan. Less
Star comprehensive health insurance policy comes to your rescue when you help in case of medical emergencies. The policy has zero sub-limits or capping. It covers the entire family under a single sum insured. This plan comes with Lifelong renewals. Read below to understand more in detail about the benefits of this plan.
Features of Star Health Comprehensive Plan
Key features to look for while selecting your health insurance plan
Sum Assured:
50.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
10% after the age of 61
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single AC Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup of up to Rs. 2000, after a period of 1 year, provided you have not filed a claim.
100.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
10% after the age of 61
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single AC Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup of up to Rs. 3000, after a period of 1 year, provided you have not filed a claim.
100.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
10% after the age of 61
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Single AC Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup of up to Rs. 4000, after a period of 1 year, provided you have not filed a claim.
100.0%
Renewal Bonus
Renewal bonus is bonus money added in the sum insured for every claim free year.
10% after the age of 61
Copay
Copay is the percentage of the claim amount that is borne by an insured person.
Only Single AC Room
Room Rent
Room rent limit is the maximum amount of per day room charges that you can
claim in case you get admitted to a hospital.
3 years
PED Waiting period
The amount of time you need to wait for, from the start of your policy,
to be able to use the benefits in case of a particular disease
Available
Health checkup
This plan offers a free health checkup of up to Rs. 4500, after a period of 1 year, provided you have not filed a claim.
What is covered?
Sum Assured:
Maternity
What is Maternity
Maternity expenses can only be claimed after 2 yearsThe maximum you can claim for a cesarean delivery is Rs 20,000/-.The maximum you can claim for a normal delivery is Rs 15,000/-.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup of up to Rs. 2000, after a period of 1 year, provided you have not filed a claim.
Hospital Daily Cash
What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses.
Total limit for such expenses is Rs. 500
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim for ambulance charges.
OPD
What is OPD
Most plans only cover expenses when you are hospitalised, not for consultations or minor treatments
as an outpatient. Coverage for such expenses is termed as 'Outpatient benefit'. This plan covers outpatient expenses of up to Rs 300.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 5,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
Maternity
What is Maternity
Maternity expenses can only be claimed after 2 yearsThe maximum you can claim for a cesarean delivery is Rs 50,000/-.The maximum you can claim for a normal delivery is Rs 30,000/-.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup of up to Rs. 3000, after a period of 1 year, provided you have not filed a claim.
Hospital Daily Cash
What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses.
Total limit for such expenses is Rs. 750
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim for ambulance charges.
OPD
What is OPD
Most plans only cover expenses when you are hospitalised, not for consultations or minor treatments
as an outpatient. Coverage for such expenses is termed as 'Outpatient benefit'. This plan covers outpatient expenses of up to Rs 300.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 10,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
Maternity
What is Maternity
Maternity expenses can only be claimed after 2 yearsThe maximum you can claim for a cesarean delivery is Rs 50,000/-.The maximum you can claim for a normal delivery is Rs 30,000/-.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup of up to Rs. 4000, after a period of 1 year, provided you have not filed a claim.
Hospital Daily Cash
What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses.
Total limit for such expenses is Rs. 1,000
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim for ambulance charges.
OPD
What is OPD
Most plans only cover expenses when you are hospitalised, not for consultations or minor treatments
as an outpatient. Coverage for such expenses is termed as 'Outpatient benefit'. This plan covers outpatient expenses of up to Rs 300.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 15,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
Maternity
What is Maternity
Maternity expenses can only be claimed after 2 yearsThe maximum you can claim for a cesarean delivery is Rs 50,000/-.The maximum you can claim for a normal delivery is Rs 30,000/-.
Renewal Bonus
What is Renewal Bonus
Renewal bonus is added in the sum insured for every claim free year. This plan offers No Claim Bonus of up to maximum of 100% of Sum Insured.
Pre hospitalization
What is Pre hospitalization
Medical expenses up to 60 days before admission will be
covered.
Post Hospitalization
What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Health checkup
What is Health checkup
This plan offers a free health checkup of up to Rs. 4500, after a period of 1 year, provided you have not filed a claim.
Hospital Daily Cash
What is Hospital Daily Cash
For longer duration hospitalization, this plan provides a fixed amount per day for small expenses.
Total limit for such expenses is Rs. 1,000
Restore benefits
What is Restore benefits
This plan reinstates your basic cover, in case you exhaust your cover in a policy year.
Restoration works only for unrelated claims.
Ambulance charges
What is Ambulance charges
You can claim for ambulance charges.
AYUSH Cover
What is AYUSH Cover
Sidha, Ayurvedic, Homeopathic, Unani are covered up to a sum of Rs 20,000
OPD
What is OPD
Most plans only cover expenses when you are hospitalised, not for consultations or minor treatments
as an outpatient. Coverage for such expenses is termed as 'Outpatient benefit'. This plan covers outpatient expenses of up to Rs 300.
Home hospitalization
What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare
scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 20,00,000 are covered in this plan.
Organ Donor
What is Organ Donor
In case of an organ transplant and there is a need of an organ donor,
hospitalisation charges for the organ donor are covered in this plan.
However, the cost of finding a donor is not covered.
Day Care
What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours.
Day care procedures refers to medical treatment undertaken in a hospital requiring
less than 24 hours due to technological advancement.
This plan covers listed day care procedures as mentioned in the policy wordings.
What’s not covered
War related Injuries
Cosmetic Surgery
Lasik eye treatment
Damage while driving under the influence of liquor or
drugs
Cashless network hospitals
You don’t have to pay a penny to get your treatment done in the
network hospitals of Star Health Insurance.
Search for number of nearby cashless network hospitals in your area.
Search for number of nearby cashless network hospitals in your area.
8651
Network Hospitals in India
Search cashless hospitals in your area
2
Eligibility criteria
AGE ELIGIBILITY
|
5 months
Adult
|
65 years
Max age bar
|
POLICY PERIODS
|
1
year(s)
|
2
year(s)
|
3
year(s)
|
AGE ELIGIBILITY
|
3 months
|
65 years
Max age bar
|
No. of Members Covered
|
5
Members
|
Upto 2
Adults
|
Upto 3
Children
|
Policy Periods
| 1 year(s) | 2 year(s) | 3 year(s) |
Waiting period
After
3 years
You can claim for any pre-existing conditions after 3 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries
About Star Health Insurance
Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 Cr, and 90% cashless claims settled in less than 2 hours with the help of its HASSLE-FREE in-house claims settlement making it popular among the masses Less
Star Health Insurance Plans provide affordable health insurance policies that include comprehensive protection for individuals, families, senior citizens & Corporates. Star Health Insurance Plans cover you for majority of the high medical treatment costs for an affordable premium. It has a huge network of 9,900+ Network Hospitals, nearly 3 lakh agents & a customer base of Over 16.9 Crore Customers. Most importantly, it has successfully paid claims worth over Rs.12,739 … More
Other plans of Star Health Insurance
Star Diabetes (Plan B)
The Star Diabetes Plan B by Star Health Insurance is …
View Details
Star Diabetes (Plan A)
The Star Diabetes Plan A by Star Health Insurance is …
View Details
Young Star (GOLD)
Star Young Star Insurance Policy covers all medical expenses you …
View Details
Young Star (SILVER)
Star Young Star Insurance Policy covers all medical expenses you …
View Details
Senior Citizens Red Carpet
Star Health Senior Citizens Red Carpet Health Insurance Policy is …
View Details
Family Health Optima
View Details
Talk to Expert
Want Expert Advice?
Talk to our Insurance experts to choose
the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC.
Less
I hereby authorize Coverfox to communicate with me on the
More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
Redirecting to quotes in seconds