This is a non-participating, non-linked money back insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry age | 8 years | 60 years |
| Maturity age | 20 years | 80 years |
| Policy Term | 12, 15, 20 years | - |
| Sum Assured | Rs. 50000/- | No limit |
| PPT | 5/7/10 years | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Vijay is 30 years old and has selected the above plan. The policy term is 20 years, PPT 7 years, sum assured is Rs. 230840, and the annual premium Rs. 30000. On maturity, he will get Rs. 230840 as well as money back in the last 5 policy years.
This is a non-linked, non-participating, endowment insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry age | 8 years | 60 years |
| Maturity age | 20 years | 80 years |
| Policy Term | 12, 15, 20 years | - |
| Sum Assured | Rs. 50000/- | No limit |
| PPT | 5/7/10 years | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Nitin is 30 years old and has purchased this plan. PPT is 7 years and the policy term is 20 years. Annual premium is Rs. 50000. Fixed maturity addition is 8% for the first year, 9% for the second, and 10% from the 3rd year. On maturity, he will get Rs. 617025 including Rs. 350000 as annualised premium x PPT and Rs. 267025 as fixed maturity additions.
This is a non-participating, non-linked endowment assurance plan with guaranteed returns.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 8 years | 60 years |
| Maturity Age | 18 years | 75 years |
| Policy Term | 10 years | 15 years |
| Sum Assured | Rs. 77,905/- | No limit |
| PPT | 5/7/10 years | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Mittal, age 35, takes this plan. Annual premium is Rs. 50000, PPT is 7 years and policy term is 15 years. Base sum assured is Rs. 218111. At 8% rate of growth, he will get Rs. 630886 on maturity. This will include base sum assured, accrued guaranteed additions, vested reversionary bonuses, and terminal bonus.
This is a non-linked, non-participating insurance plan.
Product Benefits:
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 14 years | 60 years |
| Maturity Age | 26 years | 80 years |
| Policy Term | 12/16/20/24 years | - |
| Annual Premium | Rs. 15,000/- | No limit |
| PPT | Half of selected policy term | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, and monthly | Yearly, half-yearly, quarterly, and monthly |
Mr. Mehta, aged 30, opts for this plan. He selects the Income with Maturity benefit, policy term of 24 years, base sum assured Rs. 100000. Annual premium Rs. 22966. He gets increasing guaranteed income starting after the last premium payment term which continues till maturity. Guaranteed sum assured is equal to two times the sum assured on maturity.
This is a non-linked, non-participating limited pay money back insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 18 years | 55 years |
| Maturity Age | 33 years | 75 years |
| Policy Term | 15 or 20 years | - |
| Sum Assured | Rs. 1,00,000/- | No limit |
| PPT | 5/7/10 years | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Chauhan, age 30, opts for this policy. Selects survival option B, Death benefit option 10 X with policy term 20 years, PPT 10 years and sum assured is Rs. 4 lacs. Annual premium Rs. 38556. On maturity, he will get fixed money back benefit during the last 5 policy years, accrued fixed loyalty additions, and fixed maturity additions amounting to Rs. 4 lacs.
This is a non-linked, non-participating endowment plus whole life insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 7 years | 55 years |
| Maturity Age | 22 years | 70 years |
| Policy Term | 15 years | 30 years |
| Sum Assured | Rs. 80,000/- | No limit |
| Annual Premium | Rs. 12,000/- | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Tandon, age 35 years, wants to provide for his child's higher education expenses. He chooses this plan. Standard cover with policy term 15 years and sum assured Rs. 3 lacs. Annual premium Rs. 23823. Maturity value at the end of 15 years Rs. 478125 including base sum assured, accrued guaranteed additions, vested reversionary bonuses, and terminal bonus.
This is a non-linked, non-participating endowment plus whole life Insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 8 years | 55 years |
| Maturity Age | 22 years | 75 years |
| Policy Term | 14/16/18/20/22/24 | - |
| Premium Paying Term | Half of Policy Term | - |
| Sum Assured | Rs. 2,00,000/- | No limit |
| Annual Premium | Rs. 15,680/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | - |
Mr. Kohli, age 30, married with a 5-year-old child opts for this plan. Base sum assured is Rs. 3 lacs, policy term 20 years, PPT 10 years, and annual premium Rs. 28302. The total benefits that he will get is Rs. 487050.
This is a non-linked participating whole life plan with assured income.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 0 years | 55 years |
| Maturity Age | 85 years | - |
| Policy Term | 85 minus age of entry | - |
| Premium Paying Term | 10 and 15 years | - |
| Sum Assured | Rs. 1,00,000/- | No limit |
| Annual Premium | Rs. 16,328/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, and monthly. | Yearly, half-yearly, quarterly, and monthly. |
Mr. Kanoria, aged 30 years, takes this policy. PPT 15 years, policy term 55 years, base sum assured Rs. 2,00,000. So, on maturity, he will get a total of Rs. 13.32 lacs (assumed growth rate of 8%) including total guaranteed income, cash bonus and maturity benefit.
A non-linked, non-participating life insurance plan with guaranteed payouts every three years.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 15 years | 55 years |
| Maturity Age | 30 years | 70 years |
| Policy Term | 15 | |
| Premium Paying Term | Limited Pay - 7 | Regular Pay - 15 |
| Sum Assured (SA) | Rs. 1,00,000/- | No limit |
| Annual Premium | Rs. 18,000/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Lakhotia takes the above plan. He is 30 years old with a child. The base SA is Rs. 2.5 lacs and PPT is 15 years. Premium is Rs. 28578. He will receive payouts starting on the 3rd year for Rs. 25000 going up to Rs. 1.25 lacs in the 12th year. On maturity, he will receive Rs. 2.5 lacs.
This is a non-linked, non-participating single premium life insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 3 years | 35 years |
| Maturity Age | 18 years | 50 years |
| Policy Term | 15 years | - |
| Premium Paying Term | Single Pay | - |
| Premium Paying Term | Rs. 1,00,000/- | No limit |
| Annual Premium | Rs. 49,146/- | No limit |
Pranay is a 35-year-old male with a 3-year old child, Kavya. The base sum assured is Rs. 5 lacs. Single Premium is Rs. 236730. On maturity, he will get Rs. 5 lacs. If he dies, Kavya will get Rs. 2367300 as death benefit.
This is a non-linked, non-participating money back insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 18 years | 55 years |
| Maturity Age | 28 years | 80 years |
| Policy Term | 10/20/30/40/50 | - |
| Premium Paying Term | Half of Policy Term | - |
| Sum Assured | Rs. 1,00,000/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Jha, aged 30, took this plan. Selected policy tenure is 20 years, sum assured Rs. 1.2 lacs. He gets guaranteed maturity additions of Rs. 24000, guaranteed loyalty additions of Rs. 12,000, as well as guaranteed money back benefits.
This is a non-linked participating money back insurance plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 14 years | 55 years |
| Maturity Age | 24 years | 70 years |
| Policy Term | 10/13/16/19/22 | - |
| Premium Paying Term | Equal to Policy Term | - |
| Sum Assured | Rs. 1,00,000/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, monthly | Yearly, half-yearly, quarterly, monthly |
Mr. Chatterjee takes this plan. He is 30, policy term is 19 years, sum assured is Rs. 285361, and annual premium Rs. 30000. He will get increasing money back benefits from the 4th year every 3 years. He will receive high sum assured addition and vested bonus. Nominee will receive a huge sum on death.
This is a non-linked, non-participating endowment plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 18 years | 55 years |
| Maturity Age | 28 years | 75 years |
| Policy Term | 10/15/20 | - |
| Premium Paying Term | Equal to Policy Term | - |
| Sum Assured | Rs. 60,000/- | No limit |
| Premium Payment Options | Regular pay | - |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, and monthly. | Yearly, half-yearly, quarterly, and monthly. |
Mr. Anand, aged 30, takes this plan with policy term of 20 years, sum assured is Rs. 288462, and pays an annual premium of Rs. 30000. Maturity benefit including accrued guaranteed loyalty additions and guaranteed maturity addition is Rs. 951924.
A non-linked participating endowment plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 5 years | 50 years |
| Maturity Age | 18 years | 75 years |
| Policy Term | 10,15,20 & 25 | - |
| Premium Payment Options | Regular pay | - |
| Sum Assured | Rs. 65,261/- | No limit |
| Premium Paying Frequency | Yearly, half-yearly, quarterly, and monthly. | - |
Mr. Khanna, aged 30, took this plan. The policy term was 20 years, sum assured was Rs. 889996, and annual premium Rs. 50000. At 8% growth rate, he will receive Rs. 1322847 on maturity.
This is a non-linked, non-participating endowment plan.
Product Benefits
Eligibility Details
| Minimum | Maximum | |
|---|---|---|
| Entry Age | 8 years | 60 years |
| Maturity Age | 22 years | 75 years |
| Policy Term | 14 and 20 years | - |
| Premium Paying Term | Half of Policy Term | - |
| Sum Assured | Rs. 1,00,000/- | No limit |
| Premium Payment Options | Limited Pay | - |
| Premium Payment Modes | Yearly, half-yearly, quarterly, and monthly. | Yearly, half-yearly, quarterly, and monthly. |
Mr. Kumar, age 30, took this policy with a term of 20 years. PPT was 10 years and Sum Assured was Rs. 5 lacs. Annual premium was Rs. 23605. On maturity, Mr. Kumar will get Rs. 5 lacs.
You can apply for Reliance Nippon Life's investment plans either online or through intermediaries like banks, brokers, agents and so on.
Why choose Reliance Life Investment Plans?
There are a lot of benefits you get with these plans, making them a smart choice like affordable premiums, flexibility in premium payments, and a wide range of policies and tax benefits.
Which is the best investment plan of Reliance Life Investment Plans 2018?
The best investment plan from Reliance Life Insurance would depend on your requirements. If you require funds at regular intervals, you can opt for the Reliance Nippon Life Guaranteed Money Back plan.
Which is the best Reliance Life Investment Plan for the long term?
If you are looking for a plan for the long term, then the best choice would be Reliance Nippon Lifelong Savings Plan.
Why should I buy Reliance Life Investment Plans?
One of the major reasons for considering Reliance Investment Plans would be the 95% claim settlement ratio.
How to pay premium? What are the modes of payment possible?
You can pay your premiums online, offline or through IVR.
How can I check the policy status of Reliance Life Investment Plans?
You must register on the e-portal to check the policy status. After your password is generated, log in to your account and click on the 'Policy Details' tab?
Enjoy a Stress-Free Life with Reliance Life Insurance
With multiple options to suit your needs and flexible premium paying options, you can achieve your financial objectives and protect your family with Reliance Life Insurance.
