Any individual who holds a LIC (Life Insurance Corporation of India) policy can register for its e-Services, free of charge. LIC e-Services enable registered users to know about all of LIC’s products, update details of all the LIC policies that they hold, and view information about premium payments, complaints and claims made till date.
However, the policies have to be in his/her name, or that of his/her minor children’s name. Policies purchased in the name of his/her spouse cannot be registered on LIC e-Services. For policies purchased in the name of minor children, it is mandatory to create unique user IDs when the children turn 18 years of age, if they want to continue to avail the e-service facilities for the policies purchased in their name. Another exception is that married couples cannot register themselves together in the same account. They can register themselves to the policies individually.
The repository services from Life Insurance Corporation of India are referred to as LIC e-services. Digitization has made our lives less hassled. Having realized its potential to ensure customer satisfaction, increasingly more banks and financial institutions are making their presence felt online. LIC aims to offer its specialized services online through its official website.
The benefits of LIC e-services are:
A proof of the issuance of the policy
Track policy status from the comforts of one’s home and even while on the move
Track updates on the premiums paid and the pending payments
The facility of downloading receipts after premium payments further enables policyholders to keep a track of payments till date, which can be used for future reference, if and when required
New policies can be added to the existing customer portal account
Closely track the status of claims, ensuring complete transparency
Reflects the nominee status, enhancing efficiency in processes
Online premium payment makes the process flexible, seamless and hassle-free
Online payments ensure easy accessibility by making payments possible across geographical locations, ensures convenience for the policyholders
LIC e-service is not only cost-effective and time-saving, but your data is completely secure with LIC as they are not shared with banks and financial institutions
Registration of complaint can be done online, making it convenient
You can register for LIC e-services by following these simple steps:
Log in to LIC’s official website.
Take your cursor to the ‘Online Services’ option on the left side of the page and select the ‘Customer Portal’ option.
You will be taken to another page, named ‘LIC e-Services’.
Select the ‘Registration for e-Services’ option under the ‘Functionalities Offered’ section.
Out of the two displayed options – ‘Registered User’ and ‘New User’, select the ‘New User’ option.
Enter the required details about your LIC policies, your date of birth, email ID, contact number, instalment premium, etc.
Tick on the box provided on the left side of the message - ‘I confirm that the mobile number mentioned above is registered under my name and is being used by me’ as an acknowledgement of the policy terms and conditions.
Select ‘Proceed’.
Next, select a user ID and password, as per your choice, based on the terms displayed. This user ID and password will be the login credentials for LIC e-services.
You can now login to the website with these credentials. Mention the user ID, password, and then select ‘LIC’s e-services’ and ‘Registered User’ to login.
You can now access LIC services across categories – Basic Services, Premiere Services and e-Services. Further, you will also be able to add all your policies here by clicking on the ‘Enrol Policies’ button that is available under the ‘e-Services tool’ option.
LIC registration for e-Services can be availed by every LIC policyholder in India, who has purchased the policy in his/her name, or that of his/her minor children. This enables you to access almost all of LIC’s services online. However, you cannot add the name of your spouse because LIC does not allow policyholders to add the name of your spouse together with your name. If you want to register the name of your spouse too, you will have to get his/her name registered separately.
LIC e-Services make it accessible for LIC policyholders to access almost all the necessary information right on the website. Besides, they can get clarifications to almost all their doubts and queries, and get resolutions of their issues and grievances through LIC e-Services. All you need to do is enter some essential personal details and information of their LIC policies that they hold to complete the registration process.
Here are the reasons why you should opt for LIC registration to their e-Services.
Online premium payments
Policy terms and conditions at a glance
Details of LIC’s products available in one platform
Detailed status details of LIC policies
Status details of claims
Status details of loans against the policyholder’s name
The convenience of adding nominees
A record of complaints raised and their current status
What are some of the features of LIC e-Services?
Here are some of the salient features of LIC e-services:
Who is eligible for registering on LIC e-Services?
Yes, any individual who holds a LIC policy can avail LIC e-services, other than a few exceptions like the policies have to be registered in the name of the buyer or his/her minor children. Policies registered in the name of the buyer’s spouse are not eligible for being registered on LIC e-services. Also, married couples cannot register themselves together. They can register themselves separately.
Are there any exceptions to LIC registration for e-Services?
The policies have to be in his/her name, or that of his/her minor children’s name. Policies purchased in the name of his/her spouse cannot be registered on LIC e-Services. For policies purchased in the name of minor children, it is mandatory to create unique user IDs when the children turn 18 years of age, if they want to continue to avail the e-service facilities for the policies purchased in their name. Another exception is that married couples cannot register themselves together in the same account. They can register themselves to the policies individually.
What is the LIC registration process for e-Services?
You can register for LIC e-services by following these simple steps:
Go to LIC’s official website.
Select ‘Customer Portal’ under the ‘Online Services’ option on the left side of the page.
You will be redirected to another page, called ‘LIC e-Services’, wherein you have to choose ‘Registration for e-Services’ under the ‘Functionalities Offered’ option.
Select the ‘New User’ option.
Enter the necessary details like LIC policies, date of birth, contact number, email ID, instalment premium, etc.
Tick on the box on the left side of the message - ‘I confirm that the mobile number mentioned above is registered under my name and is being used by me’.
Choose the ‘Proceed’ option.
Choose a user ID and password, according to your preference, based on the terms provided.
These are the login credentials for LIC e-Services website. Mention the user ID, password, and then select ‘LIC’s e-services’ and ‘Registered User’ to login.
You can now access LIC services across categories – Basic Services, Premiere Services and e-Services. What’s more, you will also be able to add the details of all your policies by selecting the ‘Enrol Policies’ option accessible under the ‘e-Services tool’ button.
