Every employee who is salaried contributes towards ‘Employee Provident Fund (EPF)’ in order to create a corpus for a stress-free retirement. In case of a financial exigency, this corpus can also be withdrawn to meet the requirements during the employment tenure. There is an online facility offered by the ‘The Employees Provident Fund Organization’ for the employees who wish to apply for an EPF advance. A partial withdrawal can be applied for by filling EPF Form 31. This form is available online on the UAN Portal. The employee simply needs to usehis/her log in details. Also, basic KYC such as the Aadhar card, PAN card as well as the bank details need to be updated on the UAN Portal beforehand, to carry on the further formalities of EPF advance.
| EPF form 19 | EPF Form 11 | EPF Form 2 | EPF Form 5 if | EPF Form 5
The member can download the EPF Form 31 from the EPF website. Mentioned below is the step-by-step procedure:
The member will then need to click on, ‘Get Aadhar OTP’.
Once the OTP is received on the registered mobile number, authenticate by entering the OTP and then validating the same by clicking on ‘Validate OTP and Submit the claim form’.
When the member wishes to do a partial withdrawal from the EPF account, EPF Form 31 needs to be filled. It is important to fill all the fields and not leave any section blank, for a smooth and hassle-free withdrawal process. This EPF Form 31 can be filled both online and offline. The contents mentioned below need to be filled in correctly:
The EPFO will take certain time to process the claim request and release of funds.
The purpose of the EPF withdrawal may vary from one member to another. Therefore, the mentioned documents need to be submitted depending on the individual’s purpose:
What is the Form 31?
EPF Form 31 commonly named as ‘advance form’, needs to be filled in by the employee who wishes to do a partial withdrawal from his/her EPF account. Here, both the employee as well as the employer’s contribution is accumulated for creating a retirement corpus. This partial withdrawal can be done for various purposes such as marriage, loans/advances, etc.
What is online claim form 31, 19 and 10C?
In case you wish to claim your PF offline, there are 3 composite claim forms that needs to be filled. Form 31 is used for partial withdrawal, Form 19 for Final PF settlement and Form 10C for Pension withdrawal.
Can I cancel an online PF Advance Claim Form 31?
No, there is no provision currently to cancel an online EPF Advance Claim Form 31. There might be a requirement to contact the EPFO Regional office.
How can I withdraw my PF amount online?
Mentioned below is the step-by-step procedure for withdrawing PF amount online.
Can I withdraw my PF before 5 years?
Yes, you can withdraw your PF amount before completion of 5 years. However, there would be tax applicable in case withdrawn before 5 years.