BMW G 310 GS

BMW G 310 GS makes your everyday life an adventure. The ride is a perfect one for discovering the city, beyond borders or when riding on asphalt roads. Featuring GS ergonomics and high quality equipment, the bike is perfect for riding on an everyday basis to any destination. The adjustable clutch and levers can be adjusted to four levels, conveniently adapting to the size of your hands. Getting bike insurance is mandatory as per the law as it protects against damages caused to third party or property.

Insuring your BMW G 310 GS is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW G 310 GS bike on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

BMW G 310 GS insurance can be insured online with the below types of bike policies

Third party bike insurance

Under this type of insurance, you get the following

• This type of insurance offers coverage to third party persons, vehicles or property for the damages caused by your bike.
• The premium for this type of insurance is decided by the IRDA and varies depending on the bike’s make and model.
• This is the most affordable type of bike insurance policy which is mandatory as per the law.

Comprehensive bike insurance

Under this type of coverage, you get the following

• It is a combination of third-party and own-damage cover.
• This type of policy provides coverage against all kinds of damages caused to your vehicle, you and any other individual or property.
• It also protects coverage against any damages caused due to man-made or natural calamities.

With comprehensive coverage for BMW G 310 GS, you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW G 310 GS?

• File an FIR : Note down the names of the witnesses, if they are ready to support your claim
• Try to take photographic or video evidence of the spot and incident.
• Note down the details of the third-party involved. Don’t forget to note the insurance details to.Intimate The insurance company within 48 hours of the accident
• Collect photographic evidence of the spot (post-accident- in case you missed to perform point 3)
• Register your case at tribunal court

Own-damage two wheeler insurance claim for BMW G 310 GS?

• Intimate the insurance company about the accident as soon as possible. Generally, you are required to inform the insurance company within 48 hours of the accident.
• Inform the police and lodge an FIR, if required.
• Consult the police or the Insurance company before moving the vehicle from the accident spot.
• Your car would be towed to the nearest garage station.
• The insurance company will send a surveyor to assess the extent of the damage caused
• If the car is being repaired at a garage that falls under the network of the insurer, you can receive cashless claim service.
• Your claim will be settled on the basis of the repair costs and coverage provided under your insurance policy.

Two-wheeler insurance claim in case of theft of BMW G 310 GS?

• File an FIR: Inform the insurance company and the police immediately. Ensure that you lodge an FIR stating the theft of the vehicle.
• Inform the insurance company: Immediately after filing an FIR, inform the insurance company about the theft. Explain to them the whole incident and give them the registration details and the policy number. Insurance companies usually have a time limit of up to 24-48 hours under which it is important you inform them about the theft.
• Inform the Vehicle Registered RTO & Local RTO: Intimate the regional transport office about the theft as you will have to collect the transfer papers along with other required documents.
• Submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others.
• In case the bike is not recovered, you will receive a claim amount equivalent to the IDV of your bike.