BMW R 1200 R

BMW R 1200R is a bike that caters to the speed and adventure loving people. Offering dynamic performance, featuring attractive design and aesthetic appeal, the bike is powered with a 1170cc engine that delivers a perfect sporty experience. The bike is available in over five variants and 9 color options. With a mileage of 20kmpl the bike makes for a good choice if you are looking for a sports bike within the range of 15-20 lakh.

If you are a proud owner of a BMW R 1200 R or are soon going to buy one then don’t forget to insure the bike with a two wheeler insurance policy. Missing out on buying bike insurance can land you in trouble as the Indian law makes it mandatory to insure the vehicle. With insurance for BMW R1200R, you can flaunt your stylish side comfortably without having to worry about any financial damages. With insurance cover, you are protected against any financial damages that may rise due to an accident, act of theft, injury or even death.

With the easy steps given below, you can buy or renew BMW R 1200 R Insurance online on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

With Coverfox, you can choose BMW R 1200 R insurance at an affordable price

If you are looking to buy BMW R 1200 R insurance then you can choose from the below types of bike insurance policies.

Third party bike insurance

• This type of insurance is mandatory as per the Motor Vehicles Act, 1988
• As the name suggests, it covers damages caused to third party or property
• Coverage is applicable in case of injury, disability or death caused to third party
• It provides cover for legal liabilities arising out of claims filed by the third party
• The cover amount you would have to pay for this type of insurance is fixed by the IRDA

Comprehensive bike insurance

Under comprehensive insurance cover for BMW R 1200 R, you will get coverage for:

• This type of insurance provides cover for both third party or damages caused to your own bike
• It is not mandatory to purchase this type of policy, but is highly recommended as it offers wide coverage, thus protecting you against financial liabilities that may arise at the time of claim
• It protects the vehicle against theft, man-made or natural calamities
• The premium for this type of insurance depends on the insured declared value of the bike, its engine capacity, deductible and additional riders if you opt for, if any

Given below are types or riders that you can choose to insure your BMW R 1200 R bike with. However, it is important to note that these riders can be purchased along with comprehensive insurance cover by paying an additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW R 1200 R?

You will need to follow the below steps in case of damages caused to third party vehicle, person or property

• Step 1: Inform the insurance company if you have caused the damage
• Step 2: Register the report at the nearest police station
• Step 3: Take down details of the third party insurance policy if you are the victim
• Step 4: The insurance company will then transfer the matter to the Tribunal who decides on the claim amount.

Own-damage two wheeler insurance claim for BMW R 1200 R?

You will need to follow the below steps in case you want to register claim for BMW R 1200 R

• Step 1: Inform the insurance company within 48 hours
• Step 2: File a report at the nearest police station
• Step 3: Surveyor is appointed by the insurance company to examine the damage and cost of claim
• Step 4: The insurance company will settle the bill with the garage if the repair work is being done at a cashless garage.
• Step 5: If repair is not done at a cashless garage, reimbursement claim has to be filed.
• Step 6: Insurance company will pay for damages after subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of BMW R 1200 R?

You will need to follow the below steps to file an insurance claim for a stolen BMW R 1200 R bike.

• Step 1: In case of theft of the Pulsar 125 bike, immediately inform the insurance company
• Step 2: Register a police complaint
• Step 3: Furnish documents like PUC certificate, insurance policy, RC certificate and original keys of the bike to the insurance company
• Step 4: In case if the bike is not found by the police, a non-traceable report will be issued. The insurance company will then settle the claim as per the IDV and the terms and conditions specified in the policy.