BMW R 1200 RS

BMW R 1200 RS is a bike that comes under BMW’s range of sports bikes. The bike with its range of features and enigmatic looks bridges the gap between tour bikes and sports bikes. The bike makes the rider feel confident and comfortable as it gives a good grip, smooth brakes and suspension. The asymmetrical headlights draw inspiration from the motorcycle manufacturer’s flagship superbike, the S 1000 RR. While the BMW R 1200 RS offers you a good riding experience, it is important that you insure the bike to protect it against any damages. The Motor Vehicles Act, 1988 makes it mandatory for vehicle owners to insure the bike with third party cover. Third party cover protects you against financial liabilities arising from damages caused to third party or property. You can insure BMW R 1200 RS with Coverfox.com at up to 85% discount. Two wheeler insurance is mandatory in India.

Insuring your BMW R 1200 RS is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW R 1200 RS vehicle online on Coverfox.com at an affordable premium.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

BMW R 1200 RS vehicle can be insured online with the below types of bike insurance

Third party bike insurance

Under this type of insurance, you get the following

• This type of insurance comes at a low premium, covering only damages caused to third party and property
• Covers bodily injury and death caused to the third party
• Covers property damage caused by the policyholder

Comprehensive bike insurance

Under this type of coverage, you get the following

• Offers a wide range of coverage
• Comes with an option to enhance coverage with add ons
• Compensates for damages caused to own bike as well as that of the third party
• Cases of theft along with damages caused due to natural and man-made calamities are covered

With comprehensive coverage for BMW R 1200 RS, you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW R 1200 RS?

• Lodge FIR and inform insurance company: To register third party claim, the third party who is the victim or if you are the victim, a case has to be registered at the nearby police station
• Documentation process: Share policy documents and other required documents to enable the third party i.e. the victim in the case to file a claim
• Claim settlement: The claims are then settled by the Motor Accident Claims Tribunal.

Own-damage two wheeler insurance claim for BMW R 1200 RS?

• In case of an accident, the insurance company has to be informed within 48 hours.
• Lodge FIR as in case of an accident as it is a supporting document that has to be produced to the insurance company.
• Surveyor is appointed by the insurance company to check on the damages and prepare an estimation report. The vehicle is then sent to the garage for repair work.
• Settlement of claim: Post submission of the documents and repair work, the claim is settled based on the terms and conditions of the policy.

Two-wheeler insurance claim in case of theft of BMW R 1200 RS?

• Within 48 hours of the theft, inform the insurance company about the stolen bike. Submit the required documents to the insurance company and register an FIR at the nearest police station.
• If the police is unable to find the bike, a non-traceable report will be issued and you have to submit it to the insurance company.
• The claim is settled by the insurance company as per the terms and conditions of the policy.