BMW R 1250 RT

If you are looking for a perfect riding companion then BMW R 1250 RT is the perfect match for you. The extra large 10.25 TFT display or available Active Cruise Control provide you with extra comfort while riding. Other few attractive features of the bike are: wireless charging, shift cam that gives full power in every speed range and an audio system that comes with a strong sound. You can choose from over four attractive colours like triple black, racing blue metallic, alpine white or mineral white metallic. With warranty up to 3 years of 36,000 miles, the bike promises you powerful performance every mile.

When buying BMW R 1250 RT don’t forget to insure the bike with a two wheeler insurance policy as it is mandatory by the law. Not buying BMW R 1250 RT can cost you legal trouble and also a penalty of up to Rs. 2,000/-.

Insuring your BMW R 1250 RT is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW R 1250 RT bike on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

BMW R 1250 RT insurance can be insured online with the below types of bike policies

Third party bike insurance

Under third party insurance for BMW R 1250 RT, you will get coverage for:

• Damages caused to third party person, vehicle or property
• Hospitalization cost of third party
• Coverage for legal liabilities
• Coverage for death or injury caused to third party person
• This type of insurance is compulsory under the Motor Vehicles Act, 1988.

Comprehensive bike insurance

Under comprehensive insurance cover for BMW R 1250 RT, you will get coverage for:

• Coverage for own damage expenses as well as damages caused to third party person, vehicle or property
• Damages caused due to natural or man-made calamities or theft of the vehicle
• You can further enhance coverage by opting for additional riders like zero depreciation, no claim bonus, passenger cover, etc.

You can enhance coverage of your BMW R 1250 RT insurance by choosing the below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW R 1250 RT?

• Step 1: Insurer should be informed in case the vehicle owner causes damage to the third party or property

  If the vehicle owner is the victim, the insurance details of the third party policy are to be noted down. The issue should be reported to the insurance company of the third party vehicle.

• Step 2: The matter is then transferred to the Motor Insurance Tribunal who decides on the compensation amount to be granted to the third party.

Own-damage two wheeler insurance claim for BMW R 1250 RT?

• Step 1: Inform the insurance company about the damages caused
• Step 2: Inform the nearest police station and file FIR report
• Step 3: Insurance company will appoint a surveyor to check on the extent of damages caused
• Step 4: The surveyor will prepare a report and share with the garage
• Step 5: Post the garage work is done, the insurance company will directly settle the bill with the garage if the repair work is done at a network garage.
• Step 6: Insurance company will compensate for the damages after subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of BMW R 1250 RT?

• Step 1: In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.
• Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.
• Step 3: Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.