BMW R nineT

The bike is a perfect example of passion and innovation of the motorcycle manufacturer’s 90 years of workmanship. If you like customizations then this is a great pick for you. The bike is available in three colors featuring an array of graphics and paintwork that radiates elegance. While riding the BMW R nineT is fun, as a vehicle owner it is your responsibility to protect it against damages. In Spite of being a responsible driver, you have to insure the bike with a bike insurance that protects it against damages caused to third party or property.

Buying insurance for BMW R nineT is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW R nineT vehicle online on Coverfox.com at an affordable premium.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

BMW R nineT vehicle can be insured online with the below types of bike insurance

Third party bike insurance

Under this type of insurance, you get the following

• Coverage for cost of damages caused to third party person, vehicle or property
• Coverage for legal liabilities arising out of the damages caused
• Coverage for liabilities arising out of third party death
• This type of insurance is mandatory as per the law

Comprehensive bike insurance

Under this type of coverage, you get the following

• A comprehensive insurance cover provides coverage in case of damages caused to a third party, person or property or your own vehicle.
• It offers 360 degree protection as it gives protection against both third party and own damage.
• The premium for this type of insurance varies from insurer to insurer and is determined based on insured declared value, add-ons, engine capacity of the vehicle and other factors.

With comprehensive coverage for BMW R nineT, you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW R Nine T?

Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurance company have to be intimidated.

Step 2: The insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount. In case of third party property, a claim amount up to Rs. 7.5 lakh is offered.

Own-damage two wheeler insurance claim for BMW R Nine T?

Step 1: In case of damages caused to the two-wheeler, the vehicle owner has to inform the insurance company and file an FIR at the nearest police station if the extent of damage is massive and involves another party.

Step 2: A surveyor is appointed by the insurance company to examine and estimate the extent of damages caused. The surveyor prepares a report and sends the same to the garage.

Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of BMW R Nine T?

Step 1: In case of theft of the bike, the police and insurer both have to be informed immediately.

Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted.

Step 3: Non-traceable certificate issued by the police in case the bike is not traceable. The claim is then settled as per the policy terms and conditions.