BMW R nineT Racer

Classic, pure, passionate are the three words that perfectly define the BMW R nineT. The bike is a classic embodiment of passion and innovation of 90 years of motorcycle design, crafted using high quality materials and expert craftsmanship. With this bike, you can perfectly express your individuality as you can customize it as per your style. BMW R nineT is powered with air/oil-cooled twin-cylinder boxer engine that runs smoothly, thus offering you a delightful riding experience. The bike comes with a 3 year warranty or 36,000 miles warranty. The bike is available in over four colors-black storm metallic, black and aluminum matte, mineral white metallic and sunset yellow, and aluminum and is expected to launch in India in the month of June’2022.

While the bike does offer you a great riding experience, it is equally important that you insure it to protect it against damages. Buying Bike Inurance for your BMW R nineT can safeguard you against damages caused to your own bike as well as that of a third party.

With the easy steps given below, you can buy or renew BMW R nineT Racer Insurance online on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

With Coverfox, you can choose BMW R nineT Racer insurance at an affordable price

BMW R nineT Racer can be insured online with the below types of bike insurance:

Third party bike insurance

• This type of insurance offers coverage to third party persons, vehicles or property for the damages caused by your bike.
• The premium for this type of insurance is decided by the IRDA and varies depending on the bike’s make and model.
• This is the most affordable type of bike insurance policy which is mandatory as per the law.
• Not buying this type of insurance can cost you a heavy penalty or even imprisonment in certain cases.

Comprehensive bike insurance

Under this type of coverage, you get the following

• It is a combination of third-party and own-damage cover.
• This type of policy provides coverage against all kinds of damages caused to your vehicle, you and any other individual or property.
• It also protects coverage against any damages caused due to man-made or natural calamities.
• In case your bike is stolen, you can claim to get coverage up to its insured declared value
• You can further enhance coverage by opting for riders by paying additional premium

Given below are types or riders that you can choose to insure your BMW R nineT Racer bike with. However, it is important to note that these riders can be purchased along with comprehensive insurance cover by paying an additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW R nineT Racer?

You will need to follow the below steps in case of damages caused to third party vehicle, person or property

• File an FIR
• Note down the names of the witnesses, if they are ready to support your claim
• Try to take photographic or video evidence of the accident spot
• Note down the details of the third-party involved. Don’t forget to note the insurance details to.Intimate The insurance company within 48 hours of the accident
• Collect photographic evidence of the spot (post-accident- in case you missed to perform point 3))
• Register your case at tribunal court

Own-damage two wheeler insurance claim for BMW R nineT Racer?

You will need to follow the below steps in case you want to register claim for BMW R nineT Racer

• Intimate the insurance company about the accident as soon as possible. Generally, you are required to inform the insurance company within 48 hours of the accident.
• Inform the police and lodge an FIR, if required.
• Consult the insurance company before moving the vehicle from the accident spot.
• Your car would be towed to the nearest garage station.
• The insurance company will send a surveyor to assess the extent of the damage caused
• If the car is being repaired at a garage that falls under the network of the insurer, you can receive cashless claim service.
• Your claim will be settled on the basis of the repair costs and coverage provided under your insurance policy.

Two-wheeler insurance claim in case of theft of BMW R nineT Racer?

You will need to follow the below steps to file an insurance claim for a stolen BMW R nineT Racer bike.

• File an FIR: Inform the insurance company and the police immediately. Ensure that you lodge an FIR stating the theft of the vehicle.
• Inform the insurance company: Immediately after filing an FIR, inform the insurance company about the theft. Explain to them the whole incident and give them the registration details and the policy number. Insurance companies usually have a time limit of up to 24-48 hours under which it is important you inform them about the theft.
• Inform the Vehicle Registered RTO & Local RTO: Intimate the regional transport office about the theft as you will have to collect the transfer papers along with other required documents.
• Submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others.
• In case the bike is not recovered, you will receive a claim amount equivalent to the IDV of your bike.