BMW S 1000 XR

BMW S 1000 XR is an adventure sports bike that perfectly combines athleticism and long distance performance. The bike has a sporty aggressiveness that gives it a great look. The aerodynamics and fairing provide the bike protection against cold, driving noises and the elements. The adjustable windshield helps you keep eyes on the road, whereas the odometer prevents the helmet from shaking. While the bike provides you with great performance, it is necessary on your part to ensure that you financially protect it against the damages. It is important that you get BMW S 1000 XR bike insurance to protect it against your own damages and damages caused to third party or property.

Insuring your BMW S 1000 XR is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your BMW S 1000 XR on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

BMW S 1000 XR can be insured online with the below types of bike policies

Third party bike insurance

• This cover is mandatory as per Indian Law. It secures you against any third party damages caused due to your vehicle.
• It covers Third party bodily injury or death and Third party property damage
• It covers liabilities arising out of third party death

Comprehensive bike insurance

Under this type of coverage, you get the following

• This type of car insurance is not mandatory as per the law.
• This type of car insurance policy insures you and your vehicle in case of any damages due to man-made and natural calamities.
• Along with this, a car insurance policy also covers third party liability and also provides a personal accidental cover for the owner

With comprehensive coverage for BMW S 1000 XR, you can purchase below add-ons by paying additional premium

• Zero depreciation: Get full claim amount without any deduction on depreciation of parts
• No claim bonus protection: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger cover: Provides coverage to the person sitting behind you on the bike
• Return to invoice: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

Third party two wheeler insurance claim for BMW S 1000 XR?

• Visit the nearest police station to file FIR
• Inform your insurance company about it between 24-48 hours.
• Take photographic evidence and names and phone numbers of witnesses, if possible
• Collect the insurance details of the other party or parties involved.
• Register the case with the special Motor Accident Claims Tribunal court with jurisdiction over the area where the accident took place.

Own-damage two wheeler insurance claim for BMW S 1000 X?

• Call the insurance company and inform them about the accident within 24-48 hours
• Visit the nearest police station to lodge an FIR, if required.
• A surveyor will be sent to assess the extent of the damages.
• If the car is being repaired at a garage that falls under the network of the insurer, you are eligible to get the cashless claim service. If not then the claim amount will be reimbursed.
• The claim settlement will be done based on the policy terms and conditions

Two-wheeler insurance claim in case of theft of BMW S 1000 X?

• Visit the nearest police station to lodge an FIR for the stolen bike.
• After filing the FIR, call the insurance company to inform them about the theft.
• You will have to submit documents such as no trace reports, original keys of the vehicle, claim form, copy of FIR and others to the insurance
• In case the bike is not found, the claim amount equivalent to the IDV of the bike will be given.