Zuno (Edelweiss) Two-Wheeler Insurance is a type of motorbike insurance offered by Zuno (Edelweiss) General Insurance. Zuno (Edelweiss) General Insurance is a part of Zuno (Edelweiss) Group, one of India’s largest financial conglomerates.
A Two Wheeler Insurance Policy is one of India's most common types of insurance plans for motorbikes. The purpose of a two-wheeler insurance policy is to provide maximum against all kinds of road accidents that lead to medical emergencies. Popular insurance plans for your motorbike include - third party liability, comprehensive bike cover, stand-alone OD premium cover, and pay as you ride cover. You can avail all of these plans online on Coverfox.
It is also mandatory to have a third party liability two-wheeler insurance plan under the Indian Motor Vehicles Act, 1988.
Note: Zuno General Insurance formally known as Zuno General Insurance.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
A third party liability two-wheeler insurance coverage policy is a basic type of motorbike insurance that provides cover for damages arising out of:
A third party plan caters only to the third party legally. The insurer will compensate the sum insured to the person involved in an accident with your motorbike.
A comprehensive two-wheeler insurance policy provides complete financial protection against the following instances:
As the name suggests, personal accident cover is designed to compensate in case you meet with an accident on your motorbike as per the following format:
| TYPE OF INJURY | COMPENSATION LIMIT |
|---|---|
| Death Cover | 100% of Sum Insured |
| Permanent Total Disabilities | 100% of Sum Insured |
| Loss of sight of one eye/limb | 50% of Sum Insured |
| Loss of sight of both eyes/two or one limb | 100% of Sum Insured |
Here are a few important instances that are covered under Edelweiss two-wheeler insurance coverage plan:
Here are a few important instances that are not covered under Edelweiss two-wheeler insurance coverage plan:
An endorsement is a change or amendment in the rules and regulations of your motorbike insurance policy. This is with respect to the registered information. You can make the endorsements with respect to the following information:
The best method to compare Edelweiss two-wheeler insurance coverage policy is to do it online. With the online mode on Coverfox, you can get complete details on top two-wheeler insurance quotes from the best insurance companies in India, all at the click of a button. If you are confused about the premium rate, you can utilize our online two-wheeler insurance premium calculator. Simply enter the details and let the tool handle the rest.
Here are three things to consider before buying a motorbike insurance policy online:
A two-wheeler insurance coverage plan has to be renewed on a regular basis; you need to protect your motorbike throughout the year and every year. Always renew your policy before the date of expiry. Failure to do so will lead to a lapse in policy. In such an instance, you will lose the existing benefits, cover protection, the sum insured, No Claim Bonus, and other value-added services offered by your insurer.
The best method to Edelweiss two-wheeler insurance policy is to do it online. Learn more about online premium renewal on Coverfox.
Here is a list of mandatory documents required to make a claim:
Yes, you can file a claim online for your Edelweiss two-wheeler insurance policy from the official website of the insurer.
Yes, you can renew your Edelweiss two-wheeler insurance policy online from the official website of the insurer.
As per the latest rules and regulations, the personal accident cover is Rs. 15 lakhs.
An endorsement is nothing but any changes or additions to the two-wheeler policy terms and coverage.
IDV is the insured declared value i.e. the existing market value of your bike. You can check the same on your policy document.
You can check the validity of your bike insurance policy on the policy document. However, it is important to note that the IRDA has made it mandatory for all new two wheelers to be issued a 5 year insurance cover. 5 year cover is mandatory only for third party two wheeler insurance. Comprehensive insurance cover is usually purchased for a period of 1 year. However, you can also purchase a comprehensive two wheeler cover for 3 years.
Bike insurance policy does not provide coverage in case of the following:
Yes, you can transfer bike insurance NCB from the old insurance provider to the new one.
You can check on the network list of garages by the insurance company. This information is mentioned in the policy document and can be checked on the insurer's website as well.
No, it will not affect your coverage. You can always download the policy copy online or visit the insurance company’s branch and get a new policy copy issued.
Yes, the insurance company will appoint a surveyor to check on the damage and provide an estimate. The bike will then be sent to a nearby garage for repair work.
Cashless claim settlement does not take time as the repair is directly done at the network garage of the insurance company. However, reimbursement claim generally takes around 15-30 days to get settled.
