National Insurance Two Wheeler

National Insurance Company Ltd. (NIC) is one of the largest & oldest general insurance companies in India, which offers bike insurance plans and other related insurance covers. National Insurance company is the chief public sector insurance company to introduce customised insurance plans for rural and corporate sectors both.

The following are some of the things not covered under the National Insurance two-wheeler insurance policy:

• Any claims arising out of a contract.
• Normal wear and tear caused to the vehicle.
• Damage or loss caused to the vehicle by a person who is driving the vehicle on the road after consuming alcohol or drugs.
• Loss or damage caused to the two-wheeler due to war, mutiny, and nuclear risk.
• Claims arising out of consequential loss.
• Depreciation in the value of the vehicle.
• Damage to consumable items like tyres is limited to 50% only if the vehicle is damaged at the same time.

We are committed to providing you with the best settlement option and help you in times of dire need. In case of a claim/emergency, for immediate assistance please contact our Customer Support Unit on 1800 209 9960 or email us at expressclaims@coverfox.com for Car and Bike insurance claim. Our expert advisors will help you with the entire claim amount settlement process. You can also submit/register a claim request on the website in the claims section. We are available from 9 am to 7 pm from Monday to Friday and 10 am to 6 pm on Saturday and Sunday.

In case of an accident or an unfortunate event or loss, do follow the below step-by-step, easy and hassle-free claim process:

• In case of any loss or damage to the vehicle, intimate the insurer immediately.
• In case of damage or loss caused to the vehicle due to fire, theft, burglary, or third-party damage, file an FIR at the nearest police station.
• Submit the duly filled claim form at the nearest National Insurance branch office.
• Submit other documents as asked for by the insurer. These documents may include pathological test reports, medical bills, Discharge Certificates, Receipts from Doctors/ Surgeons and others.
• The insurance company may appoint a surveyor to evaluate the damages and to gather relevant information about the incident.
• The claim is settled after verification of documents.

National Insurance Company is backed with a very strong network garages. Additional add-on covers widens the scope of the policy. The complete package that National Insurance Two wheeler Insurance offers for your beloved bike gives you a financial security when it comes to safeguarding your two wheeler. The surety of claims settlement and the ensuing peace of mind is unmatched. If you are one of those who believe and highly depend on excellent claim settlement and customer service, National Insurance Two wheeler Insurance should be your sure-shot choice.