Ducati Sport Classic

Ducati Sport Classic is a retro styled motorcycle first introduced at the Tokyo Motor Show in the year 2003. The bike is one of the greatest hits produced by the manufacturer. While the bike does offer you a great riding experience, it is necessary that you insure it with a third party cover that is mandatory to purchase as per the law. You can also purchase comprehensive insurance cover for your Ducati Sports classic vehicle as it offers protection against third party and own damage. Not buying Ducati Sports Classic insurance can lead to fine up to Rs. 2,000 or imprisonment up to 3 months.

With the easy steps given below, you can buy or renew Ducati Sport Classic Insurance online on Coverfox.com.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Looking to buy or renew Ducati Sport Classic insurance, then here are two types of bike insurance you can choose from.

• Third party Insurance

• This type of insurance is mandatory to purchase as per the Motor Vehicles Act, 1988
• It covers damages caused to third person or property
• Damages, death or disability caused to third person are covered
• Provides coverage for legal liablities arising out of third party claim
• Maximum coverage in case of third party property damage is Rs. 7.5 lakhs
• Not buying third party cover for Ducati Sport Classic can land you in legal trouble, attracting fine up to Rs. 2,000 or imprisonment up to 3 months
• Premium for this type of insurance is fixed by the IRDA

• Comprehensive Insurance

• As the name suggests, coverage is comprehensive, offering cover both for own damage as well as third party
• It protects the vehicle against man-made, natural calamity and theft
• Insured cover up to IDV is given in case of total loss or theft of the vehicle
• The premium for this type of cover is decided based on the IDV, engine capacity, deductible, add ons, etc.

Looking to get additional protection for your Ducati Sport Classic bike, here are few add on covers you can purchase by paying additional premium

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Third party two wheeler insurance claim for Ducati Sport Classic

• Step 1: Inform the insurance company about the third party damage that you have caused to third person, vehicle or property.
• Step 2: You or the third party victim has to be inform the police and file a report
• Step 3: Share documents like claim form, driving license, etc to the insurance company
• Step 4: The claim filed by the third party is settled under the Motor Accident Claims Tribunal.
• It is important to note that property damage is limited up to Rs. 7.5 lakh and there is no limit on the damages caused to third party vehicle or person.

Own-damage two wheeler insurance claim for Ducati Sport Classic

• Step 1: Inform the insurance company and in case of massive damages, lodge a complaint at the nearest police station.
• Step 2: Surveyor appointed by the insurance company inspects the vehicle and calculates the extent of damages.
• Step 3: The insurance claim amount is settled post deduction of the deductible amount.

Two-wheeler insurance claim in case of theft of Ducati Sport Classic

• Step 1: In case if the bike owner’s bike is stolen then the insurance company and the nearest police station have to be informed immediately.
• Step 2: Required documents like PUC certificate, license, policy details, original keys of the bike have to be submitted to the insurance company. Dual filled claim form has to be also submitted.
• Step 3: In case if the bike is not traceable, a non-traceable certificate issued by the police is to be submitted to the insurance company.