Future Generali Bike Insurance

Company Profile

In 2007, Indias Future Group and Italy’s Assicurazioni Generali got into a partnership and the Future Generali Insurance Company was formed. Ever since the company has had an impactful presence in India. One of the leading general insurance providers of the country, Future Generali has some excellent motor insurance plans on offer. If you wish to get your bike insurance plan from a trusted and reliable insurer, this may be a great option for you.

The main mission of Future Generali is to serve the people of India by offering excellent insurance plans at good rates. The company aims to do so in the most transparent, modern and effective manner. The insurer also strives to keep up with the changing trends and needs of the industry, so the plans are customised and revamped regularly. As a result, you find not only some of the best bike insurance covers, you also get great service when you buy a Future Generali bike insurance policy.

The Future Generali Bike Insurance company offers the third party liability cover as well as the comprehensive bike insurance cover. You can choose the plan that matches your needs in the most effective way.

List of Future Generali Bike Insurance Plans

The third party plan from Future Generali is very well rounded and offers all the basic protections that you need.

Key Features

• The third party bike insurance plans, as the name suggests, covers all the damages sustained by the third party vehicle.
• It also covers the bodily injuries or death of a third party.
• Covers are available for damages to the vehicle or property of a third party involved in an accident with your bike.
• You get legal cover for any court proceedings that may arise from a dispute with the third party.

The Future Secure Two Wheeler Package Policy is one of the most popular comprehensive two wheeler insurance plans in India. This is because the policy offers wholesome protection. This apart, you can customise the plan and also get the policy at some very affordable rates.

Key Features

• Bike damages of all nature are covered. These include damages due to road accidents, damages due to natural calamities such as floods and earthquakes, man made calamities such as riots, etc.
• You also get the benefit of adding the riders to your plan and thereby enhancing the coverage. You can add some very handy riders such as the zero depreciation rider, roadside assistance rider, engine protection rider, etc.
• You get an in-built personal accident coverage of INR 15 lakhs with the Future Secure Two Wheeler Package Policy.
• All the third party liability expenses are covered under this plan. If you happen to injure a third party or damage his vehicle in an accident, the insurance provider will compensate the third party on your behalf.
• You get legal coverage for any legal disputes that may happen following a road mishap.

Third-party Insurance

To smoothly get the third party bike insurance claim from Future Generali two wheeler insurance, you have to first make sure you have all the required documents. These include the claim application form and a copy of the FIR. It is compulsory to file an FIR at the nearest police station following an accident. Along with that, have some evidence to give to the insurer such as photographs of the accident spot, eyewitness accounts and so on. Then, the case will be registered in the Motor Accident Claims Tribunal. After careful assessment, the Motor Accident Claims Tribunal will decide upon a compensation amount and the insurance provider will pay the third party directly.

Comprehensive Insurance

1. Cashless claim

• To get a cashless claim on your Future General two wheeler insurance plan, you need first call up the insurer and register the claim. Then you need to visit a network garage with your bike.
• A surveyor will evaluate the damage and approve the payable amount. Once there, the bike will be repaired and the insurer will pay the bill amount to the garage. You only need to pay the differential amount, if any before taking the bike back.
• Get the Future Generali bike renewal online and ensure you have an active policy at all times so that when you need to make a claim, you can do so effortlessly.

2. Reimbursement:

• The reimbursement claim works slightly differently. Basically, you yourself first pay the bills for getting the bike repaired. Then, the insurance provider will reimburse you.
• But first, you need to call Future Generali on the toll free number, or mail them and inform them about the need to make a claim. Then, the surveyor will come and assess the damages and the paperwork, after which the claim will be approved.
• Only once the claim is approved, you have to send the bike to any garage of your choice, get it repaired and then proceed with the claim process as mentioned above.

• No claim can be made on a lapsed policy. You need to get the Future Generali bike insurance renewal done on time to avoid a claim rejection.
• No claim will be paid out if the rider was drunk at the time of an accident.
• No claim will be paid out if the rider was riding without a valid driving licence.
• No claim will be paid for damages sustained in any war or nuclear activity.
• Not informing the insurance provider before getting the bike repaired.
• No claim will be paid if the loss or accident happened due to negligence.

• Log on to www.coverfox.com or download the mobile app of Coverfox and log in from there.
• Enter your personal details such as name, age and also the details of your bike. If you wish to do a Future Generali bike insurance renewal, enter the details of your existing bike insurance policy.
• Choose the bike insurance plan of your choice and fill in the application form.
• Pay the premium online in a safe and secured manner.
• The plan will be issued to you instantly.

Coverfox is very safe and easy to use as well. This is why it proves to be an excellent platform from where you can buy your Future Generali bike insurance plan from. You can also read some genuine reviews and find the best plan in the most unbiased way.