Harley Davidson Fat Bob

Seeking utmost power and performance? Then Harley Davidson Fat Bob is the right pick for you. Letting you conquer city streets with agility and power, the muscular style of the bike combined with great performance delivers a great riding experience. This cruiser style bike is available in India in 3 colours and only 1 variant. The styling of the bike remains the same as that of the old model, while the mechanical specifications have undergone a major upgrade.

If you are looking to purchase insurance for Harely Davidson Fat Bob then you can insure the bike online with Coverfox.com and get upto 80% discount on premium. Buying insurance for Fat Bob Harley bike is necessary to get coverage against damages caused to third party or the bike.

Buying insurance for Harley Davidson Fat Bob is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your Harley Davidson Fat Bob vehicle online on Coverfox.com at an affordable premium.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Harley Davidson Fat Bob vehicle can be insured online with the below types of bike insurance

Third party insurance

• Coverage for cost of damages caused to third party person, vehicle or property
• Coverage for legal liabilities arising out of the damages caused
• Coverage for liabilities arising out of third party death
• This type of insurance is mandatory as per the law

Comprehensive insurance

Under this type of coverage, you get the following

• A comprehensive insurance cover provides coverage in case of damages caused to a third party, person or property or your own vehicle.
• It offers 360 degree protection as it gives protection against both third party and own damage.
• The premium for this type of insurance varies from insurer to insurer and is determined based on insured declared value, add-ons, engine capacity of the vehicle and other factors.

With comprehensive coverage for Harley Davidson Fat Bob, you can purchase below add-ons by paying additional premium

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley Davidson Fat Bob provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley Davidson Fat Bob

• Step 1: In case if the vehicle owner causes third party damage then the police as well as the insurance company have to be intimidated.
• Step 2: The insurance company then transfers the matter to the motor insurance tribunal who decides the compensation amount. In case of third party property, a claim amount up to Rs. 7.5 lakh is offered.

The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Harley Davidson Fat Bob

• Step 1: In case of damages caused to your own Harley Davidson Fat Bob, you have to inform the insurance company and file an FIR at the nearest police station. FIR is a necessary document to be submitted at the time of claim. Also, file an FIR only if the extent of damage is massive and involves another party.
• Step 2: A surveyor is appointed by the insurance company to examine and estimate the extent of damages caused. The surveyor prepares a report and sends the same to the garage.
• Step 3: The insurer then pays for the damages subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Harley Davidson Fat Bob

• Step 1: In case of theft of the bike, the police and insurer both have to be informed immediately.
• Step 2: Required documents like PUC certificate, license, and registration certificate have to be submitted.
• Step 3: Non-traceable certificate issued by the police in case the bike is not traceable. The claim is then settled as per the policy terms and conditions.