Harley Davidson Fat Boy

As the name says, the Harley Davidson Fat Boy bike is fat that comes with commanding fat tyres and squared-red headlamp. Weighing over 317 kgs, this cruiser bike is available in India in 2 variants and 5 colors. With trademark disc wheels, full LED headlight, and chopped fenders, the cruiser style bike delivers a powerful performance with its 1866 cc engine. When riding the Fat Boy Harley model in India, it is important that you don’t miss out on insuring it with a bike insurance policy. Insuring the vehicle offers you protection against third party and own damages which may otherwise land you in financial and legal trouble in the future. You can choose to insure your bike with Coverfox.com and get up to 80% discount on insurance.

Harley Davidson Fat Boy insurance can be easily purchased or renewed online on Coverfox.com. With us, you can also get a discount up to 80% and free claims assistance.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

You can buy below types of insurance for Harley Davidson Fat Boy

Third party insurance

Under this type of insurance, you get the following

• Cost of damages caused to third party or property
• Treatment or hospitalization cost of third party
• Coverage for legal liabilities
• Coverage for liabilities arising out of third party death

Comprehensive insurance

Under this type of coverage, you get the following

• Extensive coverage-covering third party as well as own damage
• You get coverage for damages caused due to natural or man-made calamities or even theft
• In case if the vehicle is completely damaged or stolen, you will get the insured declared value i.e. total market value of the bike
• You can also choose to purchase add on riders along with basic comprehensive insurance by paying additional premium

With comprehensive coverage for Harley Davidson Fat Boy, you can purchase below add-ons by paying additional premium

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley Davidson Fat Boy provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley Davidson Fat Boy

Filing a third party for TVS Apache 160 is easy and hassle-free if you follow the below steps.

• Step 1: Inform the insurer about the damages that you cause to third party, person or property
• Step 2: Inform the insurer company of the third party, in case if you are the victim
• Step 3: The claim amount is decided by the Motor Insurance Tribunal

The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Harley Davidson Fat Boy

• Step 1: Inform the insurance company within 48 hours
• Step 2: File a report at the nearest police station
• Step 3: Surveyor is appointed by the insurance company to examine the extent of damages caused to the vehicle
• Step 4: The surveyor report is sent to the garage for vehicle’s repair work
• Step 5: Claim amount is processed after deducting the deductible amount.

Two-wheeler insurance claim in case of theft of Harley Davidson Fat Boy

• Step 1: Notify the insurance company about the theft of the vehicle
• Step 2: Report the matter at the nearest police station
• Step 3: Submit the required documents to the insurance company
• Step 4: Claim is settled after the police issues a non traceable report of the bike