Harley Davidson Forty Eight

If you are an urban rider looking to command attention this Harley-Davidson Forty Eight is the bike for you. Offering you a smooth riding experience and sharp handling, the bike features a 1200cc air-cooled engine that is lightweight and promises you superior riding experience. The bike is available in over five colors-vivid black, legend blue denim, red iron denim, twisted cherry and hard candy and hard candy shattered flake. The bike offers a mileage of 20 kms per litre.

While riding the bike may give you a thrilling experience, but being a responsible Indian citizen it is your responsibility to insure the bike with a bike insurance policy. Buying Harley-Davidson Forty Eight insurance can protect you against all the legal liabilities arising out of third party or own damage.

You can buy or renew Harley-Davidson Forty Eight online on Coverfox.com by following these easy steps.

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

With Coverfox, you can choose Harley-Davidson Forty Eight insurance at an affordable price.

Third party insurance

• As the name suggests, third party insurance for Harley-Davidson Forty Eight provides you coverage against damages caused to third person, property or vehicle.
• This type of insurance is mandatory as per the law and the premium is decided by the IRDA.
• Since the premium is decided by the IRDA, all companies will offer you the same quote for insuring the Harley Davidson bike.

Comprehensive insurance

• A comprehensive insurance cover provides coverage in case of damages caused to your own vehicle as well as to a third party.
• This type of insurance offers 360 degree coverage and you can choose to enhance the cover by opting for various add ons like zero depreciation, no claim bonus and others.
• The premium for this vehicle may vary from insurer to insurer.

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley-Davidson Road King provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley Davidson Forty Eight

1. Lodge an FIR
   For claiming under third party cover, you or the aggrieved party is required to file an FIR in the nearby area of the accident spot.
   Keep a copy of the FIR with you.
2. Share Policy Documents:
   You are required to share your policy documents with the third party to let them file a claim on your behalf.
3. Claiming in Motor Tribunal:
   As per the Motor Vehicle Act 1988, all the claims are to be settled under the Motor Accident Claims Tribunal.

The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Harley Davidson Forty Eight

1. Inform the Insurance Company:
   Get in touch with the insurance company within 48 hours in case of an accident.
2. Lodge FIR:
   In case of any major damages caused to your own vehicle, file a report at the nearest police station.
3. Damage Evaluation:
   Surveyor is appointed by the insurance company to evaluate the extent of damage caused. The surveyor gives an estimate of the claim amount.
4. Claim Settlement:
   Post submission of the required documents and claim form, the claim is settled by the insurance company.

Two-wheeler insurance claim in case of theft of Harley Davidson Forty Eight

1. Inform the Insurance Company:
   Within 48 hours of the theft, inform the insurance company about the stolen bike. Submit the required documents to the insurance company.
2. Lodge FIR:
   Lodge FIR at the nearest police station.
3. Non-traceable report from the police:
   If the police is unable to find the bike, the non-traceable report will be issued and you have to submit it to the insurance company.
4. Claim Settlement:
   The claim is settled by the insurance company as per the terms and conditions of the policy.