Harley-Davidson Heritage Classic

Get ready to chase excitement across the globe with Harley-Davidson Heritage Classic, a cruiser style bike that comes in 5 colors and 1 variant. Powered with 1868cc engine, the bike offers you great fun while riding on highways as it comes with detachable windscreen and full fenders. The bike has a quintessential American cruiser rock and roll style. With great riding experience comes great responsibility which is why it is necessary that you insure the bike with a bike insurance policy. Buying insurance for Harley-Davidson Heritage Classic offers protection against damages caused to third party or your own bike. You can choose to insure the bike with Coverfox.com and get up to 80% discount on bike insurance.

Insuring your Harley-Davidson Heritage Classic is important at the time of bike purchase and even on expiry of the policy.

You can easily insure your Harley-Davidson Heritage Classic bike on Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Harley-Davidson Heritage Classic can be insured online with the below types of bike policies

Third party insurance

Under third party insurance for Harley-Davidson Heritage Classic, you will get coverage for:

• Damages caused to third party person, vehicle or property
• Hospitalization cost of third party
• Coverage for legal liabilities
• Coverage for death or injury caused to third party person
• This type of insurance is compulsory under the Motor Vehicles Act, 1988.

Comprehensive insurance

Under comprehensive insurance cover for Harley-Davidson Heritage Classic, you get the following

• Coverage for own damage expenses as well as damages caused to third party person, vehicle or property
• Damages caused due to natural or man-made calamities or theft of the vehicle
• You can further enhance coverage by opting for additional riders like zero depreciation, no claim bonus, passenger cover, etc.

You can enhance coverage of your Harley-Davidson Heritage Classic insurance by choosing the below add-ons by paying additional premium

• Zero depreciation cover: Get full claim amount without any deduction on depreciated vehicle parts
• No claim bonus: You can lodge predefined number of claims without losing the NCB benefit
• Engine protection: Get coverage for repair or replacement of the engine
• Passenger: Provides coverage to the person sitting behind you on the bike
• Return to invoice cover: In case of theft or total loss of vehicle, amount mentioned in the invoice value of the vehicle is given
• Roadside assistance cover: Round-the-clock assistance is provided in case of breakdown of the vehicle or in an emergency situation

• Fire & explosion

  Damages caused to the bike due to fire and explosion are covered

• Theft

  Provides coverage in case if the vehicle is stolen

• Accidents

  Common damages caused due to an accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  In case death or disability caused due to an accident coverage is given

• Wear & tear

  Normal wear & tear of the Bike is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the bike is not covered

• Usage outside geographical limit

  Riding the bike and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the bike for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley-Davidson Heritage Classic

1. Insurer should be informed in case the vehicle owner causes damage to the third party or property If the vehicle owner is the victim, the insurance details of the third party policy are to be noted down. The issue should be reported to the insurance company of the third party vehicle.
2. The matter is then transferred to the Motor Insurance Tribunal who decides on the compensation amount to be granted to the third party.

Own-damage two wheeler insurance claim for Harley-Davidson Heritage Classic

1. Inform the insurance company about the damages caused
2. Inform the nearest police station and file FIR report
3. Insurance company will appoint a surveyor to check on the extent of damages caused,
4. The surveyor will prepare a report and share with the garage
5. Post the garage work is done, the insurance company will directly settle the bill with the garage if the repair work is done at a network garage.
6. Insurance company will compensate for the damages after subtracting the deductible amount.

Two-wheeler insurance claim in case of theft of Harley-Davidson Heritage Classic

1. In case if the bike owner’s bike is stolen then the police and insurer both need to be informed immediately.
2. Required documents like PUC certificate, license, and registration certificate have to be submitted. The insurer may also ask for original keys of the bike.
3. Non-traceable certificate is issued by the police if the bike is not traceable. The claim is then settled as per the policy terms and conditions.