Harley Davidson Roadster

Harley Davidson Roadster is a model from the brand’s sportster range of motorcycles. The bike has a rugged and muscular look with its new paint schemes and attractive paint and graphics. Featuring a 4-inch digital instrument which displays speed, time and RPMs, the bike offers you utmost comfort and care. The V-Tzwin 1200cc Evolution air-cooled engine delivers a power packed performance.

If you already own the Harley Davidson Roadster or are planning to buy one then keep in mind that it is mandatory that you insure the bike with a bike insurance policy to get protection against damages. Bike insurance helps you get financial coverage against death, disability or damages caused to third party. It also covers damages caused to your own bike. With bike insurance, you can ride worry-free without having to worry about the finances.

In few simple steps, you can buy or renew Harley Davidson Roadster insurance from Coverfox.com

• Visit official website of coverfox.com
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

Third party insurance

• This type of insurance is mandatory as per the Motor Vehicles Act, 1988
• Premium for this type of insurance is decided by the IRDA and varies depending on the vehicle’s make and model.
• With this type of insurance, death, damages or injuries caused to third party vehicle or person is covered
• Damages caused to third party property are covered up to Rs. 7.5 lakh

Comprehensive insurance

• Permanent or temporary disability or death of the third party
• Permanent or temporary disability or death of the rider
• Damages caused to the vehicle or property of the third party
• Damages caused to your own vehicle
• It also compensates for the legal expenses incurred if the third party involved registers a court case against you.
• Premium for this type of insurance varies from insurer to insurer

• Zero depreciation cover: No depreciation is deducted at the time of claim
• No claim bonus: NCB benefit is retained even in case you make a claim
• Engine protection: Cost incurred towards replacement or repair of engine are covered
• Passenger: In case of death or disability, coverage is provided for co-passengers
• Return to invoice cover: Full amount mentioned in vehicle’s invoice is given in case of theft or complete damage
• Roadside assistance cover: In case of vehicle breakdown or emergency, assistance is provided. Also includes taxi support, fuel support, etc.

Opting for comprehensive coverage for Harley Davidson Roadster provides you below coverage

• Fire & explosion

  Covers damages caused to the bike in case of fire and explosion

• Theft

  Covers total cost of your vehicle in case of theft

• Accidents

  Damages caused due to accident are covered

• Natural and man-made calamities

  Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered

• Personal Accident

  Provides coverage in case of death or disability caused due to an accident

Here are few things for which coverage is not provided

• Wear & tear

  Normal wear & tear of the scooter is not covered

• Electrical or mechanical breakdown

  Electrical or mechanical breakdown of the scooter is not covered

• Usage outside geographical limit

  Riding the scooter and causing damages outside geographic limit is not covered

• Riding in intoxicated state

  Riding under the influence of drugs or alcohol is not covered

• Policy inactivation

  Claiming for damages during the time when policy is inactive

• Illegal activity

  Using the scooter for any illegal activity and claiming for damages

• No driving license

  Riding without a valid driving license and not abiding by the traffic rules is illegal

Third party two wheeler insurance claim for Harley-Davidson Roadster

1. Lodge an FIR:
   To claim third party insurance,, you or the aggrieved party is required to file an FIR in the nearby police station of the accident spot. Keep a copy of the FIR with you as the same is required to submit to the insurance company.
2. Share Policy Documents:
   You are required to share policy documents like driving copy, registration certificate, PUC certificate, FIR copy, address and identity proof.
3. Claiming in Motor Tribunal:
   As per the Motor Vehicle Act 1988, all the claims are to be settled under the Motor Accident Claims Tribunal. The claim has to be filed by the third-party.

The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Harley-Davidson Roadster

1. Inform the Insurance Company:
   Connect with the insurance company within 48 hours in case of an accident.
2. Lodge FIR:
   In case of any major damages caused to your own vehicle, file a report at the nearest police station.
3. Damage Evaluation:
   Surveyor is appointed by the insurance company to evaluate the extent of damage caused. The surveyor gives an estimate of the claim amount.
4. Claim Settlement:
   On submission of the required documents and claim form, the claim is settled by the insurance company.

Two-wheeler insurance claim in case of theft of Harley-Davidson Roadster

1. Inform the insurance company and lodge FIR:
   Within 48 hours of the theft, inform the insurance company about the stolen bike. Submit the required documents to the insurance company.
2. Lodge FIR:
   Lodge FIR at the nearest police station.
3. Non-traceable report from the police:
   If the police is unable to find the bike, the non-traceable report will be issued and you have to submit it to the insurance company.
4. Claim Settlement:
   The claim is settled by the insurance company as per the terms and conditions of the policy.