Hero MotoCorp Pleasure

Hero Pleasure an attractive and lightweight two-wheeler scooter. It comes with a 102 cc engine and offers a mileage of 63 kmpl satisfying the rider with its performance. The bike has drum brakes at the front and the rear. As an owner of Pleasure, it is necessary for you to have a third-party bike insurance which will protect your bike from third person damage, you can also opt for comprehensive car insurance which will protect your bike from your own as well as third party damage.

• Visit official website of Coverfox.com.
• Click on bike
• Enter your bike number and policy expiry date
• If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
• In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
• Click on view quotes
• Check on premium, coverage and other details
• Enter bike owner details like name, email address, nominee name, date of birth, etc
• Enter communication address and vehicle details
• Make the payment and get policy instantly

• Third Party Insurance

• This type of insurance is mandatory as per the Motor Vehicles Act, 1988
• Premium for this type of insurance is decided by the IRDA and varies depending on the vehicle’s make and model.
• With this type of insurance, death, damages or injuries caused to third party vehicle or person is covered
• Damages caused to third party property are covered up to Rs. 7.5 lakh

• Comprehensive Insurance

• Permanent or temporary disability or death of the third party
• Permanent or temporary disability or death of the rider
• Damages caused to the vehicle or property of the third party
• Damages caused to your own vehicle
• It also compensates for the legal expenses incurred if the third party involved registers a court case against you.
• Premium for this type of insurance varies from insurer to insurer

• Zero Depreciation Cover: insures you against the depreciation cost of your bike against a nominal additional premium amount.
• Consumables Add-on Cover: covers different types of lubricants and items of bike.
• Tyre Damage Add-on Cover: coverage against financial expenses arising due to an accident-causing damage to a two-wheeler's tyres.
• NCB Protection Add-on Cover: a discount on your bike insurance premium that you can avail at the time of renewal of your bike insurance policy.
• Daily Allowance Add-on Cover: used when repairing the bike takes more than two days.
• Return to Invoice Cover: the add-on allows you to get compensation for your vehicle that is the original value of your vehicle.
• Loss of your Personal Belongings: it covers the personal possessions kept inside the vehicle in case of any incident.
• Engine Safety Add-on Cover: insures the engine of your bike.
• Passenger Assistance Add-on Cover: coverage to the individual who is sitting behind the rider on the insured vehicle from bodily injuries or death.
• Key Loss Cover: covers the cost involved in the repair/replacement of the keys.
• Roadside Assistance Add-on Cover: help at hand for minor repairs, towing, refueling, rectifying flat tires, etc.

Third party two wheeler insurance claim for Hero Pleasure

• Lodge an FIR: To claim third party insurance,, you or the aggrieved party is required to file an FIR in the nearby police station of the accident spot. Keep a copy of the FIR with you as the same is required to submit to the insurance company.
• Share Policy Documents: You are required to share policy documents like driving copy, registration certificate, PUC certificate, FIR copy, address and identity proof
• Claiming in Motor Tribunal: As per the Motor Vehicle Act 1988, all the claims are to be settled under the Motor Accident Claims Tribunal. The claim has to be filed by the third-party.

Own-damage two wheeler insurance claim for Hero Pleasure

• Inform the insurance company: Connect with the insurance company within 48 hours in case of an accident.
• Lodge FIR: In case of any major damages caused to your own vehicle, file a report at the nearest police station.
• Damage evaluation: Surveyor is appointed by the insurance company to evaluate the extent of damage caused. The surveyor gives an estimate of the claim amount.
• Claim settlement: On submission of the required documents and claim form, the claim is settled by the insurance company.

Two-wheeler insurance claim in case of theft of Hero Pleasure

• Inform the insurance company: Within 48 hours of the theft, inform the insurance company about the stolen bike. Submit the required documents to the insurance company.
• Lodge FIR: Lodge FIR at the nearest police station.
• Non-traceable report from the police: If the police is unable to find the bike, the non-traceable report will be issued and you have to submit it to the insurance company.
• Claim settlement: The claim is settled by the insurance company as per the terms and conditions of the policy.