Riding a bike is one of the most convenient and cost-effective ways to move around India's busy roads. However, carrying necessary documents while riding is not just about evading fines; it's a legal and safety requirement.
Whether it is daily commuting or a road trip, having your papers in order is essential. This guide, revised for 2024, shall enlist all the essential documents to be carried along, the reasons why they are needed, and how they can be obtained digitally for ease.
1. Driving License
Driving License (DL) is the most significant document for any rider. This is because it serves as proof that you are permitted to drive a motor vehicle and have knowledge of the rules and regulations of traffic.
Types of Licenses: You must have the valid two-wheeler license (learner's or permanent) that is issued depending on the type of vehicle being used (gearless or geared).
Penalties for Non-Compliance: Riding without a license invites a fine of up to ₹5,000 or even imprisonment under the Motor Vehicles Act, 1988.
2. Registration Certificate (RC)
RC is the proof that your bike is registered with the Regional Transport Office (RTO). It has details like registration number of the bike, name of the owner, and vehicle specifications.
Digital RC: Use apps like mParivahan or DigiLocker to access a digital copy of your RC, which is now legally acceptable in India.
Consequences of Missing RC: If traffic authorities ask for an RC and it is not available, a huge amount of penalty will be imposed.
3. Bike Insurance Policy:
According to the Motor Vehicles Act, two-wheelers must have valid motor insurance policies. It may be a third-party liability policy or a comprehensive policy.
Types of Insurance:
Third Party Insurance: It provides protection against damages or injuries to a third party.
Comprehensive Insurance: This covers third-party liabilities as well as damages to your vehicle.
Digital Insurance: You can store and access your bike insurance policy digitally through the insurer apps or DigiLocker.
Renewal Alerts: Ensure timely renewal of your policy to avoid lapses, as riding with an expired policy is an offense.
4. Pollution Under Control (PUC) Certificate:
A Pollution Under Control (PUC) Certificate ensures that your bike meets the pollution norms set by the government. This document is mandatory for all vehicles plying on Indian roads.
Validity: A PUC certificate is usually valid for 6 months, depending on your vehicle's emissions.
Where to Get It: Obtain it from authorized emission testing centers, usually located at fuel stations.
Penalties for Non-Compliance: If a car owner is not carrying a valid PUC certificate, according to the Motor Vehicles Act, it attracts a fine amounting to ₹10,000.
5. Tax Receipt
Road tax receipt as proof of one-time road tax payment upon registration. Though not many ask you to produce it for routine checking, it is good to always have a copy with yourself if you travel interstate.
Interstate travel: One may need the road tax receipt to show proof, since some states would require them on entry.
Scanned Digital Copy: This will allow easier access to these documents whenever needed.
6. Fitness Certificate (For Commercial Cycles)
If you're using a cycle for the business purpose like delivering or a courier service, then you'll need to carry a fitness certificate (FC) given by the RTO for commercial cycles.
Renewal: Ensure renewal in advance to avoid penalty.
For Non-Compliance of Fitness Certificate: You could be fined or your vehicle could be seized.
7. Identity Proof
Carrying an ID proof like an Aadhaar card, PAN card, or a voter ID is not at all mandatory but is highly suggested. It can be required in case of emergencies, and verification can be asked for during traffic checks also.
8. Digital Documentation: The Future of Compliance
The government encourages digital solutions, and now riders can store and access most of these documents online. Apps like mParivahan and DigiLocker allow users to upload and display digital copies, which are considered valid by traffic authorities.
Benefits of Digital Storage
No need to carry original papers.
The risk of losing original papers is minimized.
It provides instant access during checks.
Download mParivahan | Use DigiLocker
Tips for Hassle-Free Rides
Regular Document Checks: Do a check on your documents to see if they are about to expire, especially your insurance and PUC certificates.
Emergency Kit: In addition to documents, carry the following essentials: first aid kit, spare keys, and a tool kit.
Be Polite During Checks: Cooperate with traffic authorities, and produce documents when required.
Stay Updated on Rules: Traffic rules and penalties may change. Stay updated and avoid unintentional violations.
How Coverfox Can Assist You
With Coverfox, navigating the maze of bike insurance and compliance becomes less daunting with:
Comprehensive Bike Insurance Plans: Compare policies and choose the one best suited for your requirements.
Renewal Reminders: Stay ahead in the game with timely notifications about insurance and PUC renewals.
Hassle-Free Claims: Enjoy quick, hassle-free claim settlement processes.
Expert Assistance: Get your queries answered by insurance experts.
Conclusion
Carry the necessary documents with you while cycling, it's not only a matter of the law but also of safety and being prepared. This is the time to keep your papers in order and utilize the digital means at your disposal so that you avoid unwanted troubles and have a nice ride. Thanks to platforms like Coverfox, bike insurance services purchase has been made quite smooth.
