Honda Activa Two-Wheeler Insurance

Are you looking to purchase a Honda Activa two wheeler for yourself? Let’s get some facts clear if you are thinking of buying one.Here is everything you need to know about the model variants, what makes them coveted and things you should look out for in a Honda Activa insurance policy!

Honda Activa is the best-selling vehicle in the bike sector of the Honda Motor Company, accounting for more than 14% of the Indian two-wheeler sales. Affordable, ultramodern, comfortable and a technical marvel, Honda Activa is typically the right choice for the average Indian consumer.

Now that you got more info on this Honda Activa Two Wheeler, buying Activa insurance is the next logical step you must imply. Now, even though the Honda Activa comes equipped with industry-first features, it is as exposed to accidents and other damages as any other two-wheeler. Hence purchasing a two wheeler insurance is equally crucial.

Further, it is also legally compulsory for every two-wheeler motorised running on Indian roads to have a third-party liability insurance policy. You can be penalised as per the Motor Vehicles (Amendment) Act 2019 with a fine of Rs. 2000 and Rs. 4000 for not having any third party two wheeler insurance.

But, before we indulge more into two-wheeler insurance policies, hold on for a minute!

Take a look at some interesting facts about Honda Activa, how you can maximise your benefits from the Activa two-wheeler insurance policy and the variants for which you can avail the policy.

Purchasing a two-wheeler is not a one-step procedure. You should always consider multiple aspects of your preferred bike before finalizing it. Owning a two-wheeler comes with lots of expenses. When you buy a two-wheeler, make sure it will fit into your budget not only at the time of purchase but in the long run.

The Honda Activa is one of India’s best selling two-wheelers. Its new upgrades meet the daily requirements in the most efficient ways and put the product on everyone’s wishlist. The Activa 6G has enhancements that meet the latest BS6 standards and has a similar appearance to its predecessor.

1. The starting price of the Honda Activa is Rs. 67,855 with four variants and 8 colours. The top variant costs Rs. 71,017.
2. The Honda Activa 6G is equipped with a 109.51cc BS6 compliant engine that provides the bike with 7.68 bhp and a torque of 8.79Nm.
3. The Honda Activa has front and rear drum brakes and offers a combined braking mechanism on both wheels.
4. The fuel tank size is 5.3litres and offers a mileage of 50 kmpl.
5. It is also enhanced with additional features like an external fuel filler cap, engine start-stop switch and silent starter.
6. The Honda Activa is also provided with a dual-function switch that opens both the seat and the external fuel lid making it different from the previous model.
7. The most prominent addition to the latest model of the Honda Activa is the front telescopic forks. The scooter has a front wheel that measures a diameter of 12 inches and 10 inches for the back wheel.

You can refer to the below table for an estimated premium for your Honda Activa 6G third-party/comprehensive car insurance plan. The premium varies as per the chosen variant of the car. Honda Activa 6G is available in 5 variants. The premium of an own-damage car insurance cover is decided by the insurance company and depends on multiple factors such as the car's cubic capacity (CC), make, model, variant, fuel type, RTO location & claim history.

The formula for calculating the final premium is,

FINAL PREMIUM = (Own Damage Premium – No claim bonus) + Liability Premium

• Step 1: For calculating the two-wheeler insurance premium, and other insurance deliverables, visit the official website of the insurance provider and on the home page select “Insurance” and then, “Two wheeler insurance.”
• Step 2: Then select the appropriate window from “Other company renewal,” “same company renewal” or “new two-wheeler renewal.” Input all the relevant information as prompted by the screen. Some companies give you the option of a “Personal Accident cover” for the owner-driver.

The premium for your two-wheeler depends upon the type of policy you select. For two-wheeler third-party insurance policies, rates are defined by the https://www.irdai.gov.in/ and are revised every year. These rates are based on the cubic capacity of the two-wheeler.

However, if you select a comprehensive two-wheeler insurance then multiple factors like the Insured Declared Value, Own Damage premium, date of registration, age of the vehicle, registration city, etc. Once you input all the data, the calculator displays the insurance premium applicable for your two wheeler.

• You can buy or renew two wheeler insurance for your Honda Activa through the website of Coverfox.com.
• Compare the different policies available and then shortlist your options on the basis of which plan fits your needs the best.
• Submit the basic details of your vehicle, like make, model, registration number, manufacturer, and then select the premium amount.
• Next, submit your KYC details, such as your personal details and communication address.
• Post submission, you will be directed to the payment page, where you can pay your premiums and purchase the policy.
• You can also request a call back by submitting your telephone number on the Coverfox.com website and schedule an appointment with an agent.

• Loss or damage caused by natural calamities
• Total loss because of fire, explosions or an act of terror
• Total loss because of theft
• Own-damage cover
• Personal accident cover

• Normal Wear and Tear and Electrical or Mechanical Breakdowns
• Damage to Tyres (unless vehicle also damaged)
• Driver without a Valid Driving License
• Driving under the influence (DUI) of intoxicants such as liquor or drugs
• When the vehicle is used for any illegal purpose
• Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
• Usage outside geographical limits
• Nuclear Wars and Perils

Step-wise guide to claim your insurance in case any mishap happens

1. Duly filled claim form.
2. Policy document.
3. Registration Certificate (RC) of the vehicle.
4. Driving license of the person who was riding at the time of accident.
5. Copy of FIR in case of theft.
6. Repair invoices and bills (for reimbursement)

Honda Activa 5G boasts of new LED headlamp, chrome garnish, digital analog meter and super-easy push button seat opener. It is BS IV norms-compliant, and ensures optimum performance with excellent mileage. Honda's technology offers optimum braking that helps improve stability.

Now that you have all the info, let’s get your Honda Activa Insurance covered. What’s the wait for, Buy/Renew Now!